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1029 Belmont Avenue E #305, Seattle, WA, 98102

2beds
2baths
1,089sqft
$599,988
$551price/sqft
$3,752/moest. monthly cost
$150,080/yrincome needed

About This Home

Sophisticated Capitol Hill condo in the sought-after Palermo building. This beautifully remodeled residence offers refined living with peekaboo views of Lake Union from the sunlit living room and private balcony. A spacious open layout is enhanced by expansive windows and stunning white oak engineered hardwood floors. The designer-updated kitchen features modern finishes and thoughtful details, perfect for both everyday living and entertaining. There is also a full size W/D, gas fireplace and A/C unit. Includes 1 reserved garage parking space and 1 private storage unit. Ideally situated near the best of Capitol Hill—fine dining, boutiques, and nightlife—plus quick access to South Lake Union, downtown, and major tech campuses.

Getting Around

88
WalkingVery Walkable
79
TransitExcellent Transit
78
BikeVery Bikeable

Schools

4/10
Lowell Elementary SchoolGrades PK-50.5 mi
7/10
8/10
Garfield High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Flat
  • Construction materials: Cement/Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Condo (1 Level)
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s)

Bathroom Full

  • Level: Main

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Electric,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,089
  • Total interior livable area: 1,089 sqft

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 6610900120
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City,Lake,Partial,Territorial
  • Has water view: Yes
  • Water view: Lake

Parking

  • Total spaces: 1
  • Parking features: Common Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$102$1,224
Property Taxes $468$5,616
Electricity $149$1,793
Total$3,752$45,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,640/yr
40% on housing$112,560/yr
45% on housing$100,053/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$551This listing

vs Other Active Listings

Avg $/sqft

ZIP 98102$489
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98102$613
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$624,950
2026-02-04Price change$639,950
2025-08-08Listed for sale$650,000
2021-01-07Listing removed--
2020-09-17Price change$625,000
2020-08-21Price change$639,988
2020-07-22Listed for sale$649,988
2009-09-19Listing removed$490,000
2009-03-04Price change$490,000
2009-03-01Price change$495,000
2008-08-15Listed for sale$490,000
2005-09-19Sold$405,000
2000-06-15Sold$320,000

For Sale by Agent

AgentGerald Overbeck
BrokerageKeller Williams Eastside

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