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17656 Gardners Ln, Dubuque, IA, 52001

5beds
2baths
1,992sqft
$185,000
$93price/sqft
$1,374/moest. monthly cost
$54,960/yrincome needed

About This Home

The potential is unlimited in this 5 bedroom, 2 bathroom, 3 car garage home on a large .69 acre lot. The main floor features a large kitchen with ample cabinetry, laundry, formal dinning, and a living room with a stone fireplace. You will also find a full bathroom and bedroom, or the perfect office space. Upstairs you will find 4 bedrooms featuring a jack and jill style bathroom. One of these bedrooms is huge, with master suite potential. With a little TLC this home will be perfect for someone looking to park their camper, work in the XL garage, or sit on their screened in porch enjoying the fresh air. The property is sold AS IS, and clean out will be needed. Some photos are AI to show potential.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

5/10
3/10
4/10
Hempstead High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Rock
  • Roof: Flat,Steel
  • Construction materials: Vinyl Siding,Gray Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: First
  • Area: 132

Bedroom2

  • Level: Second
  • Area: 156

Bedroom3

  • Level: Second
  • Area: 126

Bedroom4

  • Level: Second
  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Area: 170

Features

  • Window features: Window Treatments (See Remarks)
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,992

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Kitchen

  • Level: First
  • Area: 289

Living Room

  • Level: First
  • Area: 204

Property

Details

  • Parcel number: 1002251001
  • Zoning: r

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Screened Porch

Lot

  • Lot size: 0.69 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached – 3+
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$132$1,584
Property Taxes $159$1,908
Electricity $148$1,783
Total$1,374$16,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,108/yr
40% on housing$41,220/yr
45% on housing$36,640/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$116
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$185,000
2017-05-25Sold$144,700
2017-03-24Price change$147,900
2017-03-14Price change$154,900
2017-03-04Price change$159,900
2017-02-17Listed for sale$165,000

For Sale by Agent

AgentElizabeth Sheets
BrokerageeXp Realty, LLC

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