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17465 Gardners Ln, Dubuque, IA, 52001

4beds
3baths
2,460sqft
$349,900
$142price/sqft
$2,504/moest. monthly cost
$100,160/yrincome needed

About This Home

Seller is offering a $3,000 credit to the buyer and option to have the basement repainted at no additional cost. Welcome to this spacious four bedroom three bathroom home that sits on a half acre lot and includes a four car garage. The main level features a living room, dinning room, kitchen, and laundry room. Head upstairs and you'll find three bedrooms and a full bathroom with laundry hookups. The lower level provides additional space and storage. Outside, the half acre lot offers plenty of space to enjoy with room for outdoor activities or simply relaxing. Come check it out toay

Getting Around

6
WalkingCar-Dependent
10
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

7/10
3/10
3/10
Hempstead High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Aluminum,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher,Microwave,Washer,Dryer,Water Softener
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Area: 163.64
  • Dimensions: 14.4x11.5

Bedroom2

  • Area: 197
  • Dimensions: 16.5x12

Bedroom3

  • Area: 164.06
  • Dimensions: 15.9x10.5

Bedroom4

  • Level: Main
  • Area: 100.63
  • Dimensions: 8.9x11.6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Window features: Window Treatments
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,460 sqft

Kitchen

  • Level: Main
  • Area: 156.21
  • Dimensions: 13.7x11.6

Living Room

  • Level: Main
  • Area: 206.11
  • Dimensions: 17.8x11.8

Property

Details

  • Parcel number: 1002333005
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: 22,651 SF

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$251$3,012
Property Taxes $301$3,612
Electricity $183$2,202
Total$2,504$30,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,851/yr
40% on housing$75,120/yr
45% on housing$66,773/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$116
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$349,900
2021-03-24Listing removed--
2014-06-07Listing removed$200,000
2014-04-18Listed for sale$200,000

For Sale by Agent

AgentTommy Mentz
BrokerageEXIT Realty Driftless Group

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