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16644 Forest Gate Rd, Dubuque, IA, 52001

5beds
4baths
4,459sqft
$749,000
$168price/sqft
$5,310/moest. monthly cost
$212,400/yrincome needed

About This Home

Step into one of Dubuque’s most scenic, tree-lined neighborhoods, this beautifully maintained home offers a private setting and a thoughtfully designed floor plan. Enjoy this incredibly charming 5 bedroom, 3.5 bath home with a 3 car garage. The home has tons of living areas to enjoy offering beautiful views through the floor to ceiling windows out of each one! Large living room with fireplace, eat in kitchen, solarium as well as a 4 seasons room to overlook the private large yard. A study and a formal dining room complete the main floor living areas. Upstairs has 3 bedrooms including a master suite that is oversized. Lower level has 2 more bedrooms, bath and family room with a fireplace. A large storage area has double doors to the outside yard. So much room to relax and enjoy.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

5/10
3/10
Hempstead High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick,Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher,Microwave,Disposal,Washer,Dryer,Water Filter,Water Softener
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Area: 234.94
  • Dimensions: 15'9x14'11

Bedroom2

  • Level: Upper
  • Area: 234.94
  • Dimensions: 15'9x14'11

Bedroom3

  • Level: Upper
  • Area: 191.17
  • Dimensions: 15'6x12'4

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Window features: Window Treatments
  • Fireplace features: Family Room,Living Room,Three or More
  • Fireplace: Yes
  • Finished area above ground: 3,059

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,459 sqft

Kitchen

  • Level: Main
  • Area: 480.25
  • Dimensions: 18'10x25'6

Living Room

  • Level: Main
  • Area: 474.79
  • Dimensions: 26'6x17'11

Property

Details

  • Parcel number: 1009252005
  • Zoning: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Deck,Porch
  • Exterior features: Basketball Hoop,Fire Pit

Lot

  • Lot size: 1.39 Acres
  • Lot size dimensions: 1.39 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$538$6,456
Property Taxes $653$7,836
Electricity $332$3,991
Total$5,310$63,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,057/yr
40% on housing$159,300/yr
45% on housing$141,600/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$116
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$749,000
2020-11-18Sold$499,900
2020-10-07Pending sale$499,900
2020-10-06Listed for sale$499,900
2003-05-19Sold$460,000

For Sale by Agent

AgentMadeline Evans
BrokerageExchange Brokers

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