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2611 Central Ave, Dubuque, IA, 52001

2beds
1baths
1,144sqft
$78,900
$69price/sqft
$640/moest. monthly cost
$25,600/yrincome needed

About This Home

Investor Alert! 2 bedroom 1 bath home with updates already started and room to add your own finishing touches! The upstairs has been remodeled featuring new flooring, updated trim, and a refreshed bathroom. The main floor offers great potential with space available to add a half bathroom for extra convenience. Outside, there is an opportunity to create off-street parking by cutting the curb. This property offers plenty of possibilities!

Getting Around

49
WalkingCar-Dependent
27
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Other
  • Roof: Asp/Composite Shngl
  • Construction materials: Vinyl Siding,Brown Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: None
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom1

  • Level: Upper
  • Area: 195

Bedroom2

  • Level: Upper
  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: No Window Treatments
  • Fireplace features: None
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Living Room

  • Level: Main
  • Area: 234

Property

Details

  • Parcel number: 1013314017
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None

Lot

  • Lot size: 10,620 sqft
  • Lot size dimensions: 60 x 177

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $398$4,776
Home Insurance *$56$672
Property Taxes $65$780
Electricity $121$1,452
Total$640$7,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,942/yr
40% on housing$19,200/yr
45% on housing$17,066/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$117
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$83,000
2025-09-01Listing removed$85,000
2025-06-18Price change$85,000
2025-04-03Price change$79,500
2025-02-11Price change$80,000
2025-02-01Price change$96,500
2025-01-13Price change$99,999
2025-01-07Price change$102,500
2024-12-27Price change$105,500
2024-11-14Listed for sale$108,000
2022-03-31Sold$40,000
2020-05-15Sold$25,000

For Sale by Agent

AgentValerie Kieler
BrokerageRemax Advantage

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