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2559 Washington St, Dubuque, IA, 52001

3beds
1baths
1,166sqft
$115,000
$99price/sqft
$885/moest. monthly cost
$35,400/yrincome needed

About This Home

Curb appeal and charm throughout this 3 bedroom home with main floor laundry, main floor living and main floor bath! Large deck, partially fenced yard, and detached two-car garage. Connecting alleyway has been converted to Green Alleyway by City of Dubuque. Charming home that won't last long.

Getting Around

58
WalkingSomewhat Walkable
27
TransitSome Transit
71
BikeVery Bikeable

Schools

4/10
Audubon Elementary SchoolGrades PK-50.5 mi
3/10
3/10
Hempstead High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1880

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,166 sqft

Property

Details

  • Parcel number: 1013335027

Features

  • Exterior features: Other

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Heat Wave

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$82$984
Property Taxes $101$1,212
Electricity $121$1,452
Total$885$10,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,342/yr
40% on housing$26,550/yr
45% on housing$23,600/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$117
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$115,000
2026-06-18Listed for sale$120,000
2023-04-17Sold$118,000
2023-03-13Pending sale$119,900
2023-03-10Price change$119,900
2023-03-01Listed for sale$123,000
2020-01-27Sold$1,950,980
2017-04-11Listing removed$775
2017-04-06Listed for rent$775
2015-03-10Sold$21,082

For Sale by Owner

AgentProperty Owner

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