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2501 Central Ave, Dubuque, IA, 52001

3beds
1baths
1,104sqft
$120,000
$109price/sqft
$945/moest. monthly cost
$37,800/yrincome needed

About This Home

Charming 3-bedroom home featuring spacious closets, beautiful original woodwork, and a character-filled main floor bathroom. Sliding glass doors open to the back deck, creating a great space for relaxing or entertaining. Recent updates include a new furnace, freshly repainted front porch, and new LVP flooring in the bedrooms, dining room, and living room. The unfinished attic offers excellent potential for additional living space, while the inviting front porch is the perfect place to enjoy the sunny days ahead. Whether you’re looking for your next home or an addition to your investment portfolio, this property offers plenty of potential.

Getting Around

65
WalkingSomewhat Walkable
28
TransitSome Transit
54
BikeBikeable

Schools

4/10
Audubon Elementary SchoolGrades PK-50.4 mi
3/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Rock
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main
  • Area: 93.75
  • Dimensions: 9x10.5

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedroom3

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 173.83
  • Dimensions: 14x12.5

Features

  • Window features: Window Treatments
  • Fireplace features: None
  • Finished area above ground: 1,104

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 1,104 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Living Room

  • Level: Main
  • Area: 161.42
  • Dimensions: 12.5x13

Property

Details

  • Parcel number: 1013377040
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck

Lot

  • Lot size: 5,227 sqft
  • Lot size dimensions: 40 x 127

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$86$1,032
Property Taxes $132$1,584
Electricity $121$1,452
Total$945$11,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,400/yr
40% on housing$28,350/yr
45% on housing$25,200/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$117
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$120,000
2026-06-16Price change$125,000
2026-05-18Listed for sale$130,000
2026-01-03Listing removed$1,000
2025-11-17Listed for rent$1,000
2023-05-15Listing removed--
2023-05-05Listed for rent$950
2023-05-03Sold$113,000
2023-04-04Pending sale$117,000
2023-03-23Listed for sale$117,000
2020-07-30Listing removed$775
2020-06-01Listed for rent$775
2019-07-05Listing removed$750
2019-06-28Listed for rent$750
2018-04-22Listing removed$750
2018-04-09Price change$750
2018-04-02Listed for rent$725
2011-10-11Sold$32,147

For Sale by Agent

AgentEXIT Unlimited Team .
BrokerageEXIT Unlimited

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