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2186 Hodgdon St, Dubuque, IA, 52001

2beds
1baths
1,152sqft
$129,900
$113price/sqft
$1,002/moest. monthly cost
$40,080/yrincome needed

About This Home

Cozy and well-maintained 2-story home in a private setting. Close to everything; colleges, shopping and downtown area. Updated kitchen and bath. Wonderful, classic details. All appliances and washer and dryer stay. Back yard is fenced and has a shed. Move-in condition and priced to sell!

Getting Around

39
WalkingCar-Dependent
28
TransitSome Transit
16
BikeSomewhat Bikeable

Schools

4/10
Irving Elementary SchoolGrades PK-51.4 mi
4/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Rock
  • Roof: Asp/Composite Shngl
  • Construction materials: Cement Asbestos,Tan Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Disposal,Washer,Dryer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Second
  • Area: 143

Bedroom2

  • Level: Second
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 144

Features

  • Window features: Window Treatments
  • Fireplace features: None
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: First
  • Area: 144

Living Room

  • Level: First
  • Area: 196

Property

Details

  • Parcel number: 1024152002
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 20 x 80

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$93$1,116
Property Taxes $132$1,584
Electricity $121$1,452
Total$1,002$12,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,354/yr
40% on housing$30,060/yr
45% on housing$26,720/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$117
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$140,000
2025-07-14Sold$125,000
2025-05-30Pending sale$125,000
2025-05-28Listed for sale$125,000
2018-08-20Sold$93,500
2018-06-01Price change$97,900
2018-04-12Listed for sale$99,900
2006-05-23Sold$88,500

For Sale by Agent

AgentPeg Harbaugh
BrokerageCox Springs Realty

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