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1765 Madison St, Dubuque, IA, 52001

3beds
2baths
1,115sqft
$135,000
$121price/sqft
$1,036/moest. monthly cost
$41,440/yrincome needed

About This Home

Don’t miss this fantastic opportunity! This 3-bedroom, 1.5-bath single-family home is perfect for comfortable living or as a smart investment property. Enjoy great views, a spacious layout, and generous outdoor areas ideal for gatherings. A wonderful home at an even better price—come experience it for yourself!

Getting Around

82
WalkingVery Walkable
33
TransitSome Transit
37
BikeSomewhat Bikeable

Schools

3/10
4/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Rock
  • Roof: Asp/Composite Shngl
  • Construction materials: Aluminum Siding,Gray Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Upper
  • Area: 120

Bedroom2

  • Level: Upper
  • Area: 100

Bedroom3

  • Level: Upper
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Window features: Window Treatments
  • Fireplace features: None
  • Finished area above ground: 1,115

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,115
  • Total interior livable area: 1,115 sqft

Kitchen

  • Level: Main
  • Area: 144

Living Room

  • Level: Main
  • Area: 180

Property

Details

  • Parcel number: 1024184001
  • Zoning: R

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 29 x 40

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$97$1,164
Property Taxes $136$1,632
Electricity $121$1,452
Total$1,036$12,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,520/yr
40% on housing$31,080/yr
45% on housing$27,626/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$117
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$135,000
2026-04-21Listing removed$135,000
2025-10-21Listed for sale$135,000
2024-11-11Listing removed$950
2024-11-11Price change$950
2024-10-16Listed for rent$1,200
2024-10-05Listing removed$1,200
2024-09-30Price change$1,200
2024-09-09Listed for rent$1,500

For Sale by Agent

AgentKelly Kohlhaas
BrokerageCentury 21 Signature Real Estate

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