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1403-1405 Washington St, Dubuque, IA, 52001

5beds
2baths
2,520sqft
$170,000
$67price/sqft
$1,380/moest. monthly cost
$55,200/yrincome needed

About This Home

Excellent investment opportunity! This side-by-side duplex offers separate utilities for each unit, making management simple and efficient. The property features a two-car garage and a fenced-in yard, providing added value for tenants or owner-occupants alike. Conveniently located and offering strong rental potential, this duplex is a great addition to an investment portfolio or an opportunity to offset your mortgage by living in one unit and renting the other. Don't miss your chance to own this versatile property!

Getting Around

89
WalkingVery Walkable
33
TransitSome Transit
67
BikeBikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Rock
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Refrigerator,Range,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2

Features

  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s),None

Interior Area

  • Total interior livable area: 2,520 sqft

Property

Details

  • Parcel number: 1024426021
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$122$1,464
Property Taxes $212$2,544
Electricity $187$2,255
Total$1,380$16,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,314/yr
40% on housing$41,400/yr
45% on housing$36,800/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$117
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$170,000

For Sale by Agent

AgentEXIT Unlimited Team .
BrokerageEXIT Unlimited

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