1227 Elm St, Dubuque, IA, 52001
About This Home
This Millwork Cottage is a charming and fully updated 2-bedroom, 1-bathroom home nestled right next to Dubuque's vibrant Millwork District. The prime location offers unparalleled access to some of downtown Dubuque's best bars, restaurants, coffee shops, and event spaces, perfect for those who love to be in the heart of it all. This home has been thoughtfully updated to ensure comfort and efficiency, featuring newer windows, flooring, roof, furnace, hot water heater, and an updated electrical panel. It also offers central air conditioning to keep you cool in the summer. The interior has all new paint and ceiling fan fixtures, and there is off-street parking, an absolute gem in this lively area. Whether you're looking for your first home, a downsized retreat, or a fantastic investment opportunity, this Millwork Cottage offers the perfect blend of modern convenience and unbeatable location. Don’t miss your chance to make this move-in-ready home yours. Schedule a showing today! Seller is a licensed Real Estate Agent in the State of Iowa.
Getting Around
Very Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Rock
- Roof: Composition
- Construction materials: Aluminum
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range,Washer,Dryer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom1
- Level: Main
- Area: 103.58
- Dimensions: 9'5x11
Bedroom2
- Level: Main
- Area: 120
- Dimensions: 8x15
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Level: Main
- Area: 134.17
- Dimensions: 14x9'7
Features
- Fireplace features: None
- Finished area above ground: 936
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 936 sqft
Kitchen
- Level: Main
- Area: 127.42
- Dimensions: 11x11'7
Living Room
- Level: Main
- Area: 140
- Dimensions: 14x10
Property
Details
- Parcel number: 1024436014
- Zoning: R
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch
- Exterior features: Sidewalk
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: .06 acres
Parking
- Parking features: Off Site
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $100 | $1,200 |
| Property Taxes | $129 | $1,548 |
| Electricity | $121 | $1,452 |
| Total | $1,057 | $12,684 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $140,000 |
| 2026-07-15 | Listed for rent | $1,200 |
| 2025-02-08 | Listing removed | $1,200 |
| 2025-01-28 | Listed for sale | $155,000 |
| 2025-01-24 | Price change | $1,200 |
| 2022-11-19 | Listed for rent | $1,150 |
| 2017-02-15 | Sold | $40,816 |
| 2017-01-03 | Pending sale | $42,900 |
| 2016-09-22 | Price change | $42,900 |
| 2016-08-24 | Price change | $44,900 |
| 2016-07-28 | Listed for sale | $49,900 |
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