745 Harvard St, Dubuque, IA, 52001
About This Home
745 Harvard St. Dubuque. Iowa - Multi-Family Home, Great Rental Property, or buy live in half, rent the other half. Two story, built in 1921, has been well maintained. Each unit has tub/shower combo, stove & fridge. Basement has two separate laundry hook-ups for each tenant. Attic area has two areas for storage. Nice yard in back, no garage. Has off street parking for two cars. Home has gas heating & central A/C. Upstairs unit has two screened/glass porches. Both units have pantries in kitchen; one has a walk-in pantry. Beautiful woodwork & doors. Each unit has their own A/C & furnace, with separate water meters. Taxes are aprox. 3,066.00 per year. Both renters have been with us 12+ years.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1921
Materials
- Roof: Shake / Shingle
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Architectural style: Conventional
Interior
Appliances
- Appliances included: Range / Oven,Refrigerator
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Tile,Carpet,Laminate
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 2,235 sqft
Property
Details
- Parcel number: 1025107007
Features
- Exterior features: Vinyl
- Has view: Yes
- View description: None
Lot
- Lot size: 5,000 sqft
Parking
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,087 | $13,044 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $251 | $3,012 |
| Electricity | $166 | $2,000 |
| Total | $1,658 | $19,896 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $209,000 |
| 2026-07-21 | Price change | $214,999 |
| 2026-06-15 | Price change | $224,999 |
| 2026-06-09 | Listed for sale | $235,000 |
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