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1035 W 5th St, Dubuque, IA, 52001

2beds
1baths
1,226sqft
$145,000
$118price/sqft
$1,111/moest. monthly cost
$44,440/yrincome needed

About This Home

If you’ve been searching for a 2-bedroom, 1-bath home full of character and charm in a quiet yet convenient Dubuque location—whether as your next home or an addition to your investment portfolio—this is one you won’t want to miss! This inviting home features a fenced yard, a cozy back porch, and charming stone accents on the front porch and kitchen floor that add to its unique appeal. Tucked away from busy street traffic while still offering easy access to local amenities, this home blends charm and convenience. Contact your agent today for a showing!

Getting Around

69
WalkingSomewhat Walkable
27
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

3/10
Lincoln Elementary SchoolGrades PK-50.1 mi
3/10

Construction

Condition

  • Year built: 1896

Materials

  • Foundation: Rock
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Area: 166.59
  • Dimensions: 13.5x12.5

Bedroom2

  • Area: 96.09
  • Dimensions: 8.5x11.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Features

  • Window features: Window Treatments
  • Fireplace features: None
  • Finished area above ground: 1,226

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,226 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Living Room

  • Level: Main
  • Area: 201.83
  • Dimensions: 14.5x14

Other

  • Level: Main
  • Area: 86.92
  • Dimensions: 12.5x7

Property

Details

  • Parcel number: 1025108017
  • Zoning: R - Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Deck,Porch
  • Exterior features: 3 Seasons Room,Fire Pit
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 30 x 199

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$104$1,248
Property Taxes $153$1,836
Electricity $121$1,452
Total$1,111$13,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,091/yr
40% on housing$33,330/yr
45% on housing$29,626/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 52001$117
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52001$128
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$145,000
2026-05-18Listed for sale$150,000
2025-05-19Listing removed$985
2025-04-16Listed for rent$985
2023-08-29Listing removed--
2023-08-25Listed for rent$950
2023-08-24Sold$130,000
2023-06-03Listed for sale$135,000
2023-06-02Pending sale$135,000
2023-05-18Listed for sale$135,000
2022-11-04Listing removed$132,000
2022-09-02Pending sale$132,000
2022-08-30Listed for sale$132,000
2020-09-01Listing removed$800
2020-08-13Listed for rent$800
2020-05-05Listing removed$800
2020-03-16Listed for rent$800
2017-03-23Listing removed$750
2017-03-04Listed for rent$750

For Sale by Agent

AgentEXIT Unlimited Team .
BrokerageEXIT Unlimited

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