653 Bluff St, Dubuque, IA, 52001
About This Home
Nicely restored historic building with 2 apartments. Excellent downtown location across the street from Washington Square Park, the new Art Museum, the Post Office, several blocks from the new Medical Center, the Five Flags Theatre and easy access to all the Universities. One apartment on the main floor and one on the second floor each with 2 bedrooms and one full bath. The 2nd floor apartment has a large attic on the 3rd floor that could be finished as a 3rd bedroom. Both apartments are fully furnished and presently used for short and long term rental thru Air BnB. Mixed use Zoning provides many possibilities. Continue using as Air BnB or live in one and rent the other or live upstairs and use the main floor as an office or use the whole house as a single family dwelling. The back yard is very private and fully fenced. The City allows one street parking permit for each apartment. Owner is a licensed Real Estate Broker in Illinois and will cooperate with Iowa Brokers.
Getting Around
Walker's Paradise
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1860
Materials
- Construction materials: brick
Type & Style
- Home type: MultiFamily
- Architectural style: Conventional
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: In Unit
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood
Heating & Cooling
- Heating features: Forced air
- Cooling features: Other
Interior Area
- Total interior livable area: 2,000 sqft
Property
Details
- Parcel number: 1025207035
Features
- Exterior features: Brick
Lot
- Lot size: 3,200 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,259 | $15,108 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $296 | $3,552 |
| Electricity | $149 | $1,790 |
| Total | $1,882 | $22,584 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Listed for sale | $249,000 |
| 2021-03-24 | Listing removed | -- |
| 2019-12-28 | Listing removed | $795 |
| 2019-11-27 | Listed for rent | $795 |
| 2018-07-15 | Listing removed | $795 |
| 2018-06-13 | Listed for rent | $795 |
| 2016-01-04 | Listing removed | $700 |
| 2015-12-03 | Listed for rent | $700 |
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