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1020 Cleveland Ave, Dubuque, IA, 52003

3beds
1baths
1,272sqft
$225,000
$177price/sqft
$1,559/moest. monthly cost
$62,360/yrincome needed

About This Home

Looking for a move-in ready 3-bedroom home? Check out this beauty on Cleveland Ave. This home has been renovated throughout and is ready for its new family! The spacious deck for entertaining plus a nice large corner lot are a few more benefits you will enjoy. New sidewalk and regraded and seeded area in the backyard lead to the detached 2-car garage.

Getting Around

36
WalkingCar-Dependent
22
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

9/10
Bryant Elementary SchoolGrades PK-50.3 mi
3/10

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Block,Rock
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Level: Upper
  • Area: 143
  • Dimensions: 11X13

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13X11

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Features

  • Fireplace features: None
  • Finished area above ground: 1,272

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,272 sqft

Kitchen

  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Property

Details

  • Parcel number: 1025381006
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sidewalk

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: .21

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$130$1,560
Property Taxes $171$2,052
Electricity $121$1,452
Total$1,559$18,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,451/yr
40% on housing$46,770/yr
45% on housing$41,573/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 52003$196
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52003$145
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$225,000
2026-07-10Listed for sale$235,000
2025-11-21Sold$120,000
2025-10-20Pending sale$140,000
2025-10-14Listed for sale$140,000

For Sale by Agent

AgentBrenda Smith
BrokerageRuhl & Ruhl Realtors

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