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190 Bradley St, Dubuque, IA, 52003

4beds
5baths
2,371sqft
$329,500
$139price/sqft
$2,388/moest. monthly cost
$95,520/yrincome needed

About This Home

NEW IMPROVEMENTS - Freshly painted and NEW windows throughout the home! The home boasts three additions and gorgeous renovations. The kitchen includes stunning granite counters, tiled backsplash, and stainless steel appliances that stay with the home. Also on the main level are 2 bedrooms (including the master), 2 full baths, and a half bath. The master bedroom features a walk-in closet and modern wood-looking vinyl. The attached master bath includes an oversized tiled shower, tile flooring, solid surface counters, and tub. The upper level includes 2 bedrooms and another full bath. The partially finished lower level features a fireplace, storage, and laundry room. Two stall garage with workshop. Outside you'll find a great deck overlooking the yard. Property Improvements: - New Furnace and Air - 2015 - Tankless Waterheater - 2016 - New Midsplit Sytem for Zone Heating and Air - 2020 - In Floor Heating in Master Bath - 2020 - Whole House Self Cleaning Water Filtration System - 2018 - Entire Whole House Electrical (200Amp) Underground Service - 2016 - New Plumbing - 2016 - New Vinyl Siding - 2018 - All New Stainless Steel Appliances 2018 - - 2020

Getting Around

37
WalkingCar-Dependent
22
TransitMinimal Transit
19
BikeSomewhat Bikeable

Schools

9/10
Bryant Elementary SchoolGrades PK-50.4 mi
4/10

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range / Oven,Refrigerator,Washer
  • Laundry features: Lower

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Fireplace features: masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,371 sqft

Property

Details

  • Parcel number: 1026476019

Features

  • Exterior features: Cement / Concrete

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,666$19,992
Home Insurance *$190$2,280
Property Taxes $356$4,272
Electricity $176$2,122
Total$2,388$28,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,874/yr
40% on housing$71,640/yr
45% on housing$63,680/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 52003$196
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52003$145
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Listed for sale$329,500
2026-02-13Listing removed$329,500
2025-08-12Price change$329,500
2025-08-11Listed for sale$319,500
2025-07-21Pending sale$319,500
2025-01-06Listed for sale$319,500
2024-12-17Listing removed--
2024-09-06Price change$319,500
2024-07-15Price change$325,000
2023-09-07Price change$329,500
2023-03-22Listed for sale$329,000
2023-02-12Listing removed--
2022-08-15Price change$329,000
2022-07-20Price change$333,000
2022-06-20Listed for sale$335,000
2021-06-19Listing removed--
2021-04-14Price change$300,000
2021-03-22Listed for sale$310,000
2019-03-01Listing removed$199,990
2018-09-19Price change$199,990
2018-08-30Price change$214,900
2018-07-17Listed for sale$229,000
2017-12-31Listing removed$215,000
2017-05-08Price change$215,000
2017-04-25Listed for sale$237,000

For Sale by Owner

AgentProperty Owner

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