851 Ramona St, Dubuque, IA, 52003
About This Home
Be the first to call this beautifully crafted new construction home by KRC Elite Construction Management your own! This thoughtfully designed split-level offers 1,700 finished square feet with an open-concept layout that blends modern style, quality craftsmanship, and everyday functionality. The spacious kitchen features handcrafted Amish-built cabinetry, a premium Samsung appliance package, generous storage, and plenty of workspace, making it the heart of the home. The primary suite includes dual closets and an ensuite bath with a custom tiled walk-in shower. The two additional bedrooms and a second full bath complete the main level. The finished lower level offers a versatile recreation room with an egress window, making it ideal for a fourth bedroom, guest suite, home office, gym, or additional living space. Outside, enjoy a newly built 12' x 12' deck overlooking the generously shaded 0.24-acre lot, along with striking charcoal siding, stacked stone accents, and a durable 5-inch concrete driveway. Designed with both style and longevity in mind, this home showcases quality finishes and thoughtful details throughout. Home buyers will also appreciate the included one-year builder's warranty, 40-year manufacturer and installation roof warranty, and extended HVAC warranty for added peace of mind. With modern finishes, flexible living spaces, and the confidence of new construction, this move-in-ready home is ready for its very first owners. Schedule your showing today and experience everything this exceptional home has to offer.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range,Dishwasher,Microwave,Disposal,Washer,Dryer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom1
- Level: Main
- Area: 156
- Dimensions: 13x12
Bedroom2
- Level: Main
- Area: 99
- Dimensions: 9x11
Bedroom3
- Level: Main
- Area: 90
- Dimensions: 9x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Family Room
- Area: 275
- Dimensions: 11x25
Features
- Window features: Window Treatments
- Fireplace features: None
- Finished area above ground: 1,065
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,706 sqft
Kitchen
- Level: Main
- Area: 252
- Dimensions: 18x14
Living Room
- Level: Main
- Area: 108
- Dimensions: 12x9
Property
Details
- Parcel number: 1036153018
- Zoning: Residential
Features
- Levels: Bi-Level
- Patio & porch: Deck,Porch
Lot
- Lot size: 10,454 sqft
- Lot size dimensions: 83 x 127
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $217 | $2,604 |
| Property Taxes | $402 | $4,824 |
| Electricity | $127 | $1,527 |
| Total | $2,642 | $31,704 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $369,999 |
| 2026-07-06 | Listed for sale | $375,000 |
View on Zillow