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1047 Shady Oaks Dr, Dubuque, IA, 52003

5beds
5baths
7,371sqft
$1,125,000
$153price/sqft
$8,182/moest. monthly cost
$327,280/yrincome needed

About This Home

Elegant Custom Home nestled in a quiet neighborhood in Dubuque's south end. This stately residence offers timeless charm, refined craftsmanship, and expansive living spaces for entertaining and everyday luxury. Meticulously finished living space, this brick masterpiece features soaring ceilings, custom millwork, solid thick wood doors, and expansive windows framing serene views of the surrounding wooded landscape. The heart of the home is a chef's kitchen equipped with fine appliances, custom cabinetry, and an oversized island- ideal for gatherings of everyday family meals. Retreat to the luxurious primary suite with a spa-like ensuite bath and private access to the outdoor deck. The walk-out lower level includes a full bath, recreation area with heated floors, a fifth bedroom, and ample storage. Situated on a beautifully landscaped lot with a massive deck and mature trees. Conveniently located close to parks, schools, walking & bike trails, and the Mines of Spain Nature Preserve. Total New roof added in November 2025.

Getting Around

6
WalkingCar-Dependent
22
TransitMinimal Transit
22
BikeSomewhat Bikeable

Schools

9/10
Bryant Elementary SchoolGrades PK-51.0 mi
4/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asp/Composite Shngl
  • Construction materials: Brick,Hardboard,Brown Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Dishwasher,Microwave,Disposal
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: First
  • Area: 364

Bedroom2

  • Level: Second
  • Area: 192

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Area: 384

Family Room

  • Level: Lower
  • Area: 580

Features

  • Window features: Window Treatments
  • Fireplace features: Living Room,Family Room Down
  • Fireplace: Yes
  • Finished area above ground: 4,771

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,371
  • Total interior livable area: 7,371 sqft

Kitchen

  • Level: First
  • Area: 280

Living Room

  • Level: First
  • Area: 592

Property

Details

  • Parcel number: 1036426045
  • Zoning: R

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Walkout

Lot

  • Lot size: 0.97 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached - 3+
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,688$68,256
Home Insurance *$651$7,812
Property Taxes $1,294$15,528
Electricity $549$6,598
Total$8,182$98,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$280,525/yr
40% on housing$245,460/yr
45% on housing$218,186/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 52003$195
Dubuque County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 52003$145
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-13Listed for sale$1,125,000
2025-07-31Pending sale$1,125,000
2025-07-28Contingent$1,125,000
2025-07-18Price change$1,125,000
2025-07-08Price change$1,150,000
2025-06-05Listed for sale$1,189,000
2012-08-22Sold$670,000
2012-02-24Price change$698,000
2012-01-20Listed for sale$790,000
2011-12-04Listing removed$790,000
2011-06-05Listed for sale$790,000
2006-03-03Sold$95,000

For Sale by Agent

AgentPeggy Nesler
BrokerageAmerican Realty of Dubuque, Inc.

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