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105 1st Ave E, Cascade, IA, 52033

4beds
3baths
1,784sqft
$359,900
$202price/sqft
$2,496/moest. monthly cost
$99,840/yrincome needed

About This Home

Skip the renovation projects and move right into this beautifully redesigned home in the heart of Cascade! Conveniently located just steps from the North Fork Maquoketa River and downtown, you'll enjoy scenic river views and easy access to the riverwalk, parks, shops, and more. No detail was overlooked in this complete renovation. A brand-new 24' x 28' attached two-stall garage offers convenient walk-in access to the main-floor laundry room and half bath. The garage is fully insulated, drywalled, and painted, making it ready for year-round use. This spacious home features 4 bedrooms, 2½ bathrooms, and a welcoming wrap-around porch that's perfect for relaxing and taking in the peaceful surroundings. Classic charm blends seamlessly with modern updates throughout. The main floor offers a spacious living room with a cozy sitting area, a convenient laundry room with a half bath, and a beautiful brand new eat-in kitchen featuring: • New shaker-style cabinetry • Quartz countertops • Large center island • Upgraded Stainless steel appliances • Pantry closet • Recessed lighting Also on the main level is a generously sized bedroom with a large closet, providing flexible living options for guests, a home office, or main-floor living. Upstairs, you'll find a private primary suite with more beautiful river views complete with its own bathroom and an oversized walk-through closet. Two additional bedrooms and a spacious full bathroom complete the second floor. The main upstairs bathroom features a large bathtub, a 60-inch double-sink vanity, and a linen closet for plenty of storage. Ceiling fans are installed in every bedroom and the living room for added comfort. Enjoy peace of mind knowing the major updates have already been completed, including: • New roof, gutters, siding, windows, and exterior doors • Spray foam insulation for outstanding energy efficiency • New plumbing and electrical throughout • New gas furnace and central air conditioning • On-demand gas water heater • Water softener Please note that the driveway has shared access with the neighboring property. This home offers the perfect combination of character, modern finishes, and worry-free living. With being completely renovated from top to bottom, this home is truly move-in ready. Schedule your showing today! Buyer’s agents welcome. Seller is a licensed real estate agent/broker in the State of Iowa.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Cascade Elementary SchoolGrades PK-50.2 mi

Construction

Condition

  • Year built: 1916

Materials

  • Foundation: Concrete
  • Roof: Slate
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Other,Carpet

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,784 sqft

Property

Details

  • Parcel number: 1931304004

Features

  • Exterior features: Other

Lot

  • Lot size: 6,600 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$225$2,700
Property Taxes $319$3,828
Electricity $133$1,596
Total$2,496$29,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,577/yr
40% on housing$74,880/yr
45% on housing$66,560/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 52033$141
Dubuque County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 52033$139
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$359,900
2024-01-31Sold$42,000
2023-12-19Pending sale$59,500
2023-11-03Price change$59,500
2023-10-13Price change$69,000
2023-09-12Listed for sale$79,500

For Sale by Owner

AgentProperty Owner

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