See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1015 Rachelle Way, El Cajon, CA, 92019

6beds
8baths
7,555sqft
$3,999,000
$529price/sqft
$26,890/moest. monthly cost
$1,075,600/yrincome needed

About This Home

Welcome to 1015 Rachelle Way—an extraordinary private estate offering a rare blend of luxury, tranquility, and versatility on a sprawling 1.41-acre lot (61,419 sq ft), with a true Rancho Santa Fe–inspired feel in one of El Cajon’s most desirable neighborhoods. This expansive residence is thoughtfully designed for multi-generational living, featuring 5 in-suite bedrooms plus a 6th bedroom with a separate full bathroom—ideal for guests, extended family, or private quarters. The layout offers both connection and privacy, creating a seamless living experience for today’s evolving lifestyle needs. The main living areas are warm and inviting, highlighted by rich hardwood flooring, 5 fireplaces, and a grand formal dining room that comfortably accommodates 12+ guests—perfect for entertaining on any scale. A generously sized bonus room offers the opportunity to create a dedicated private theater for a truly elevated entertainment experience, or to function as an additional family room or refined secondary living space. The luxurious primary suite serves as a private retreat, complete with a fireplace, spacious walk-in closet, soaking tub, dual vanities, and a separate shower. Step outside to a resort-style setting designed for relaxation and entertaining. The refinished pool with solar heating is complemented by a cabana featuring a full bathroom, along with a sauna for a true spa-like experience. The grounds are beautifully landscaped with over 20 mature trees, a garden area, and a rare private mini chapel—adding character and serenity to the property. Car enthusiasts and collectors will appreciate the exceptional parking and storage, offering 8+ garage spaces in addition to two covered carports—ideal for multiple vehicles, recreational equipment, or workshop use. Additional highlights include owned solar, a smart home system, and a private well supporting landscape irrigation. Enjoy peaceful mountain and city views in a calm, private setting, all while being conveniently located near the freeway, Kennedy Park, and Shadow Mountain Community Church. This is a rare opportunity to own a true estate property that combines space, privacy, and flexibility—delivering a lifestyle typically reserved for Rancho Santa Fe at an exceptional value. "Buyer to verify all information deemed important, including but not limited to square footage, lot size, zoning, property boundaries, permits, school districts, HOA fees and restrictions, the condition or functionality of all systems and appliances, etc. Seller and broker make no representations or warranties."

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

2/10
Montgomery Middle SchoolGrades 6-81.4 mi
6/10
Granite Hills High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Fire Sprinklers,Garage Door Opener,Microwave,Pool/Spa/Equipment,Range/Oven,Refrigerator,Solar Panels,Vacuum/Central,Washer,Built In Range,Convection Oven,Double Oven,Freezer,Gas Stove,Grill,Ice Maker,Range/Stove Hood,Vented Exhaust Fan,Barbecue,Built-In,Counter Top,Gas Cooking
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 5
  • Fireplace features: FP in Family Room,FP in Living Room,FP in Primary BR,Bonus Room,Den,Gas

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 7,555
  • Total interior livable area: 7,555 sqft

Property

Details

  • Parcel number: 5083011100

Features

  • Levels: 1 Story
  • Pool features: Below Ground,Private,Solar Heat,Heated
  • Has spa: Yes
  • Fencing: Full,Gate,Electric,Brick Wall,Good Condition,Privacy,Stucco Wall,Wrought Iron

Parking

  • Total spaces: 33
  • Parking features: Attached,Gated,Garage,Garage - Side Entry,Garage Door Opener,EV Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,221$242,652
Home Insurance *$923$11,076
Property Taxes $4,126$49,512
Electricity $1,620$19,440
Total$26,890$322,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$921,942/yr
40% on housing$806,700/yr
45% on housing$717,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 92019$342
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92019$522
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$4,299,000
2010-08-17Sold$1,710,000
2010-05-25Price change$1,975,813
2010-05-22Listed for sale$1,795,000
2008-05-01Listing removed$2,400,000
2008-04-11Listed for sale$2,400,000
2008-03-09Listing removed$2,400,000
2007-11-12Listed for sale$2,400,000
2005-09-30Sold$2,100,000
2001-01-30Sold$285,000
2000-07-14Sold$250,000

For Sale by Agent

AgentCarlos Gutierrez III
BrokerageeXp Realty of California, Inc.

Similar Homes