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2448 N Ramsey Avenue, Springfield, MO, 65803

2beds
1baths
840sqft
$139,900
$167price/sqft
$1,075/moest. monthly cost
$43,000/yrincome needed

About This Home

Move-in ready and fully updated for under $140K! This beautifully renovated home features all-new windows, flooring, interior trim, doors, and lighting throughout. The stunning new kitchen offers granite countertops and brand-new appliances, while the bathroom has been completely remodeled with modern finishes. HVAC has been recently serviced for added peace of mind. Currently tenant occupied, this property is also an excellent investment opportunity to add to your portfolio. Conveniently located just minutes from BigShots Golf with quick access to I-44. Plus, a 1-year home warranty is included for added buyer protection! Sorry, no showings until accepted offer for tenant privacy.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

4/10
Fremont Elementary SchoolGrades PK-50.5 mi
3/10
Reed Middle SchoolGrades 6-81.3 mi
4/10
Hillcrest High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Microwave,Refrigerator,Disposal
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Granite Counters
  • Window features: Double Pane Windows
  • Flooring: Tile,Luxury Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 1206303010

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Fencing: Partial

Lot

  • Lot size: 6,969 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Winter Weather
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$144$1,728
Property Taxes $83$996
Electricity $141$1,693
Total$1,075$12,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,857/yr
40% on housing$32,250/yr
45% on housing$28,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 65803$121
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65803$139
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$139,900
2026-01-19Listing removed$995
2025-12-22Price change$995
2025-12-20Price change$955
2025-12-19Listed for rent$550

For Sale by Agent

AgentGinnett Sturdefant
BrokerageSturdy Real Estate

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