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1614 E Commercial Street, Springfield, MO, 65803

2beds
1baths
952sqft
$165,000
$173price/sqft
$1,244/moest. monthly cost
$49,760/yrincome needed

About This Home

Charming 2-bedroom and 1-bath bungalow with over 1,300 square feet of comfortable living space and plenty of character. The beautifully remodeled bathroom adds a fresh, modern touch, while the spacious living areas and large kitchen provide room to spread out. An unfinished basement offers excellent storage, and the generous backyard is ready for gardening, entertaining or pets. Conveniently located near downtown Springfield, shopping, restaurants and major roadways, this home is a great opportunity for first-time buyers, investors, or anyone looking for a home with character and potential.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

3/10
Weller Elementary SchoolGrades PK-50.2 mi
7/10
Central High SchoolGrades 6-121.5 mi
3/10
Pipkin Middle SchoolGrades 6-81.6 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Poured Concrete,Crawl Space
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Free-Standing Electric Oven
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Single Pane
  • Flooring: Hardwood
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 952

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 952 sqft

Property

Details

  • Parcel number: 1207412018

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Chain Link,Full
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,840 sqft
  • Features: Level

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Winter Weather
Earthquake
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$170$2,040
Property Taxes $99$1,188
Electricity $141$1,693
Total$1,244$14,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,651/yr
40% on housing$37,320/yr
45% on housing$33,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 65803$120
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65803$139
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$165,000
2026-07-18Listed for sale$165,000
2018-01-30Listing removed$74,900
2017-12-22Pending sale$74,900
2017-12-18Listed for sale$74,900
2017-12-17Pending sale$74,900
2017-11-01Listed for sale$74,900
2017-01-30Listing removed$28,000
2017-01-26Pending sale$28,000
2016-12-31Listed for sale$28,000

For Sale by Agent

AgentRiley Real Estate powered by Keller Williams
BrokerageKeller Williams Local

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