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727 E Dale Street, Springfield, MO, 65803

2beds
1baths
1,020sqft
$159,900
$157price/sqft
$1,208/moest. monthly cost
$48,320/yrincome needed

About This Home

Welcome to this beautifully updated 1,020 sq ft bungalow offering comfortable one-level living and modern finishes throughout. This charming home features 2 spacious bedrooms and 1 fully renovated bathroom, including a stylish tile tub/shower combo. The bright and inviting kitchen showcases new cabinetry, quartz countertops, and classic subway tile backsplash, with matching quartz surfaces carried throughout the home for a cohesive, upscale look.Enjoy peace of mind with numerous recent upgrades, including new flooring, fresh paint, new windows, energy-efficient mini-split systems, and a newer roof (approximately 2-3 years old). The oversized bedrooms provide plenty of space, and the primary bedroom features a desirable walk-in closet.Relax outdoors on the welcoming covered front porch, perfect for morning coffee or evening unwinding. This move-in-ready, single-story home combines modern updates, functional space, and low-maintenance living, ideal for first-time buyers, downsizers, or anyone seeking convenient one-floor living.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

2/10
Boyd Elementary SchoolGrades PK-50.8 mi
3/10
Reed Middle SchoolGrades 6-80.6 mi
4/10
Hillcrest High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1882

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Free-Standing Electric Oven
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Walk-In Closet(s),Quartz Counters
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,020

Heating

  • Heating features: Mini-Splits,Electric

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Property

Details

  • Parcel number: 1312122005

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 10,018 sqft
  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$164$1,968
Property Taxes $95$1,140
Electricity $141$1,693
Total$1,208$14,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,417/yr
40% on housing$36,240/yr
45% on housing$32,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 65803$121
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65803$139
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$149,900
2026-07-15Listed for rent$1,095
2026-06-23Listed for sale$159,900

For Sale by Agent

AgentScott A. Nichols
BrokerageMurney Associates - Primrose

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