827 E Garfield Street, Springfield, MO, 65803
About This Home
Secure a high-performance asset or a move-in ready residence with this updated 2-bedroom, 2-bathroom cottage. Built in 1892 but brought into the modern era with a recent remodel, this 1,049 sq. ft. home balances historic character with the contemporary finishes today's occupants demand. Currently tenant-occupied and professionally managed, it offers a stabilized entry into the Springfield market.The interior stands out with hardwood flooring throughout, soaring tall ceilings, and an open-concept living area. The updated kitchen is a major highlight, featuring granite countertops, an electric stove, and a dishwasher--amenities that elevate it above standard 'low-end' rentals. With central heat and air for year-round comfort and a dedicated laundry area, the home is designed for functional ease. The large 0.21-acre lot offers plenty of room for hobbies or extra storage. Whether you're looking for a turn-key rental with premium appeal or an affordable home you can be proud to own, this property is a solid choice.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1892
Materials
- Roof: Composition,Shingle
- Construction materials: Vinyl Siding,Other
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Other,Granite Counters
- Flooring: See Remarks
- Finished area below ground: 0
- Finished area above ground: 1,042
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,042
- Total interior livable area: 1,042 sqft
Property
Details
- Parcel number: 1312126007
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: City
Lot
- Lot size: 9,147 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Ice Storm
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $556 | $6,672 |
| Home Insurance * | $113 | $1,356 |
| Property Taxes | $66 | $792 |
| Electricity | $141 | $1,693 |
| Total | $876 | $10,512 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Price change | $110,000 |
| 2025-04-26 | Listing removed | $950 |
| 2025-04-08 | Listed for rent | $950 |
| 2024-03-23 | Listing removed | -- |
| 2024-03-08 | Listed for rent | $895 |
| 2021-06-25 | Pending sale | $45,000 |
| 2021-06-19 | Listed for sale | $45,000 |
| 2020-11-23 | Listing removed | $39,900 |
| 2020-11-13 | Pending sale | $39,900 |
| 2020-10-20 | Listed for sale | $39,900 |
View on Zillow