See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1026 W Division Street, Springfield, MO, 65803

4beds
2baths
1,700sqft
$195,000
$115price/sqft
$1,445/moest. monthly cost
$57,800/yrincome needed

About This Home

Charming two-story home in Englewood near Division and Commercial St! This 4 bedroom, 2 bathroom home features a large covered front porch that wraps around the side--perfect for relaxing and enjoying the neighborhood. The location is ideal, just minutes from Drury University, OTC, Commercial Street, and Grant Avenue Parkway, offering convenient access to dining, shopping, and local attractions.Inside, the main level offers a spacious living area and a kitchen with painted cabinets. The laundry room is conveniently located just off the kitchen and provides access to the backyard. The primary bedroom is located on the main floor and includes an attached full bathroom with dual vanity and a classic clawfoot tub.Upstairs, you'll find three additional bedrooms and a full bathroom with a walk-in shower. Outside, the yard is partially fenced and there is access to the crawlspace. This home was remodeled approximately five years ago and offers a great mix of character and functionality!

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

1/10
Weaver Elementary SchoolGrades PK-50.2 mi
2/10
Pipkin Middle SchoolGrades 6-80.7 mi
7/10
Central High SchoolGrades 6-121.0 mi

Construction

Condition

  • Year built: 1881

Materials

  • Foundation: Block,Crawl Space
  • Roof: Composition
  • Construction materials: Wood Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Free-Standing Electric Oven
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Shower,Soaking Tub,Laminate Counters
  • Window features: Shutters
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,700

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 1314201003

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Wrap Around,Side Porch,Rear Porch
  • Fencing: Partial,Wood,Privacy

Lot

  • Lot size: 8,712 sqft

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$201$2,412
Property Taxes $117$1,404
Electricity $141$1,693
Total$1,445$17,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,542/yr
40% on housing$43,350/yr
45% on housing$38,533/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 65803$120
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65803$139
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$195,000
2026-03-08Listing removed$1,600
2026-02-23Price change$1,600
2026-02-12Price change$1,700
2026-02-11Price change$1,550
2026-02-05Listed for rent$1,750
2026-02-05Listing removed$1,750
2026-02-04Listed for rent$1,750
2026-02-04Listing removed$1,750
2026-01-26Price change$1,750
2026-01-13Price change$1,600
2025-12-31Listed for rent$1,750
2025-04-07Listing removed$1,750
2025-03-21Listed for rent$1,750
2025-03-14Listing removed$1,600
2025-02-13Listed for rent$1,600
2024-11-28Listing removed$1,550
2024-11-12Price change$1,550
2024-10-20Listed for rent$1,600
2019-02-21Listing removed$975
2019-02-18Listed for rent$975
2016-08-08Listing removed$895
2014-09-05Listing removed$795
2014-08-28Price change$795
2014-08-18Listed for rent$775

For Sale by Agent

AgentHolt Homes Group
BrokerageKeller Williams

Similar Homes