




1026 W Division Street, Springfield, MO, 65803
About This Home
Charming two-story home in Englewood near Division and Commercial St! This 4 bedroom, 2 bathroom home features a large covered front porch that wraps around the side--perfect for relaxing and enjoying the neighborhood. The location is ideal, just minutes from Drury University, OTC, Commercial Street, and Grant Avenue Parkway, offering convenient access to dining, shopping, and local attractions.Inside, the main level offers a spacious living area and a kitchen with painted cabinets. The laundry room is conveniently located just off the kitchen and provides access to the backyard. The primary bedroom is located on the main floor and includes an attached full bathroom with dual vanity and a classic clawfoot tub.Upstairs, you'll find three additional bedrooms and a full bathroom with a walk-in shower. Outside, the yard is partially fenced and there is access to the crawlspace. This home was remodeled approximately five years ago and offers a great mix of character and functionality!
Getting Around
Schools
Construction
Condition
- Year built: 1881
Materials
- Foundation: Block,Crawl Space
- Roof: Composition
- Construction materials: Wood Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Exhaust Fan,Free-Standing Electric Oven
- Laundry features: Main Level,W/D Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Walk-in Shower,Soaking Tub,Laminate Counters
- Window features: Shutters
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 1,700
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,700
- Total interior livable area: 1,700 sqft
Property
Details
- Parcel number: 1314201003
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Wrap Around,Side Porch,Rear Porch
- Fencing: Partial,Wood,Privacy
Lot
- Lot size: 8,712 sqft
Parking
- Parking features: Driveway,Gravel
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Ice Storm
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance * | $201 | $2,412 |
| Property Taxes | $117 | $1,404 |
| Electricity | $141 | $1,693 |
| Total | $1,445 | $17,340 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $195,000 |
| 2026-03-08 | Listing removed | $1,600 |
| 2026-02-23 | Price change | $1,600 |
| 2026-02-12 | Price change | $1,700 |
| 2026-02-11 | Price change | $1,550 |
| 2026-02-05 | Listed for rent | $1,750 |
| 2026-02-05 | Listing removed | $1,750 |
| 2026-02-04 | Listed for rent | $1,750 |
| 2026-02-04 | Listing removed | $1,750 |
| 2026-01-26 | Price change | $1,750 |
| 2026-01-13 | Price change | $1,600 |
| 2025-12-31 | Listed for rent | $1,750 |
| 2025-04-07 | Listing removed | $1,750 |
| 2025-03-21 | Listed for rent | $1,750 |
| 2025-03-14 | Listing removed | $1,600 |
| 2025-02-13 | Listed for rent | $1,600 |
| 2024-11-28 | Listing removed | $1,550 |
| 2024-11-12 | Price change | $1,550 |
| 2024-10-20 | Listed for rent | $1,600 |
| 2019-02-21 | Listing removed | $975 |
| 2019-02-18 | Listed for rent | $975 |
| 2016-08-08 | Listing removed | $895 |
| 2014-09-05 | Listing removed | $795 |
| 2014-08-28 | Price change | $795 |
| 2014-08-18 | Listed for rent | $775 |
