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3156 W Mount Vernon Street, Springfield, MO, 65802

1beds
1baths
480sqft
$85,000
$177price/sqft
$692/moest. monthly cost
$27,680/yrincome needed

About This Home

Affordable 1 bedroom, 1 bathroom home with laminate flooring throughout and a spacious lot. Covered deck adds outdoor living space. Ideal investment, rental, or low-maintenance living option.Rental income in place!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

1/10
3/10
Study Middle SchoolGrades 6-80.2 mi
7/10
Central High SchoolGrades 6-123.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 1939

Materials

  • Foundation: Poured Concrete,Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Oven
  • Laundry features: W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 480

Heating

  • Heating features: Other,Mini-Splits,Natural Gas

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Property

Details

  • Parcel number: N/A

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Partial

Lot

  • Lot size: 9,583 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Winter Weather
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$71$852
Property Taxes $51$612
Electricity $141$1,693
Total$692$8,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,725/yr
40% on housing$20,760/yr
45% on housing$18,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 65802$123
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65802$160
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-08Price change$95,000
2026-02-05Listed for sale$105,000
2025-08-06Listing removed--
2025-05-08Listed for sale$125,000
2022-04-21Sold--
2022-03-19Pending sale$59,995
2022-03-12Listed for sale$59,995

New Construction

AgentPaul Orscheln, EXP Realty LLC
BrokerageEXP Realty LLC

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