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1328 W Elm Street, Springfield, MO, 65806

2beds
1baths
858sqft
$109,900
$128price/sqft
$906/moest. monthly cost
$36,240/yrincome needed

About This Home

Fantastically Cute Bungalow Full of Charm!This delightful 2-bedroom, 1-bath bungalow is as charming as they come! Step inside to a cozy living room featuring a fireplace with insert--perfect for relaxing evenings at home. Enjoy your morning coffee on the cute covered front porch, adding timeless curb appeal and welcoming charm.The kitchen is both functional and inviting, offering a dishwasher, stove, abundant cabinet and counter space, and all appliances stay--including the refrigerator and washer and dryer--for an easy move-in experience. Both bedrooms are generously sized, providing comfort and flexibility. Outside is a great 8' x 14' storage shed.Recent updates include a new bathroom sink and new gutters, giving peace of mind to the next owner. This home blends comfort, character, and convenience--an absolute must-see!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
5/10
Jarrett Middle SchoolGrades 6-81.2 mi
4/10
Parkview High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1922

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Dryer,Washer,Refrigerator
  • Laundry features: Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet
  • Door features: Storm Door(s)
  • Window features: Single Pane,Storm Window(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: Insert,Blower Fan,Stone
  • Fireplace: Yes
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 858

Heating & Cooling

  • Heating features: Fireplace(s),Other,Natural Gas,Wood
  • Cooling features: Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total structure area: 858
  • Total interior livable area: 858 sqft

Property

Details

  • Parcel number: 1323216027

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Privacy,Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$145$1,740
Property Taxes $65$780
Electricity $141$1,693
Total$906$10,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,062/yr
40% on housing$27,180/yr
45% on housing$24,160/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 65806$93
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65806$131
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Price change$129,900
2026-02-20Listed for sale$139,900
2016-06-01Listing removed$48,000
2016-04-17Pending sale$48,000
2015-07-12Listed for sale$48,000

For Sale by Agent

AgentLinda Kensinger
BrokerageAMAX Real Estate

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