1040 W State Street, Springfield, MO, 65806
About This Home
***Motivated Seller!*** This home also qualifies for special financing opportunities, including the Missouri down payment assistance through MHDC and also the American Dream Program through U.S. Bank, making home ownership more affordable for qualified buyers! This charming, completely renovated 3 bed, 3 bath bungalow home is packed with updates buyers care about most! From the new LVP flooring, to the major system upgrades such as the sewer line being fully replaced, a new sump pump installed and plumbing completely upgraded!Enjoy year round comfort with central AC, a natural gas furnace and two mini-splits upstairs. Additional perks include a covered front porch, granite surfaces, laundry on the main floor, fiber optic internet, and a walk-in shower!Step outside to a fully-fence backyard and detached garage- perfect for everyday living and entertaining. A smart buy with the hard work already done!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1915
Materials
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Electric Oven,Microwave,Refrigerator,Electric Water Heater,Disposal
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Concrete,Sump Pump,Storage Space,Unfinished,Utility,Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- High Ceilings,Internet - Fiber Optic,Internet - Cable,Crown Molding,Granite Counters,Walk-in Shower
- Flooring: Carpet,Luxury Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,646
Heating & Cooling
- Heating features: Forced Air,Mini-Splits,Central,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,588
- Total interior livable area: 1,646 sqft
Property
Details
- Parcel number: 1323304009
- Other equipment: Radon Mitigation System
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered,Front Porch
- Exterior features: Rain Gutters
- Fencing: Chain Link
Lot
- Lot size: 9,583 sqft
Parking
- Total spaces: 1
- Parking features: Shared Driveway
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $316 | $3,792 |
| Property Taxes | $144 | $1,728 |
| Electricity | $141 | $1,693 |
| Total | $1,814 | $21,768 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $246,000 |
| 2026-05-09 | Price change | $247,000 |
| 2026-05-06 | Price change | $248,000 |
| 2026-04-21 | Price change | $249,000 |
| 2026-04-03 | Price change | $254,500 |
| 2021-04-23 | Pending sale | $212,000 |
| 2021-04-22 | Listed for sale | $212,000 |
| 2018-10-20 | Sold | -- |
| 2018-09-11 | Pending sale | $124,900 |
| 2018-09-06 | Listed for sale | $124,900 |
| 2013-10-30 | Sold | -- |
| 2013-09-17 | Price change | $47,000 |
| 2013-08-14 | Listed for sale | $51,900 |
For Sale by Agent
View on Zillow