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521 W Harrison Street, Springfield, MO, 65806

2beds
1baths
854sqft
$117,000
$137price/sqft
$956/moest. monthly cost
$38,240/yrincome needed

About This Home

Step into the charm of a bygone era with this delightful 2-bedroom, 1-bath home, offering over a century of character and endless potential. Conveniently located less than a mile from Missouri State University, this property is within walking distance to schools, parks, and neighborhood amenities while tucked away on a low-traffic street. Whether you're looking for your next investment property, a first home, or a rental opportunity, this home offers plenty of possibilities. The spacious lot, classic architecture, and convenient location make it a rare find with room to add your personal touch. Don't miss your chance to own a piece of local history in a location that continues to be in demand! Seller has added off street parking!

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
93
BikeBiker's Paradise

Schools

4/10
5/10
Jarrett Middle SchoolGrades 6-80.5 mi
4/10
Parkview High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Laminate
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 854

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,025
  • Total interior livable area: 854 sqft

Property

Details

  • Parcel number: 1323402006

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial,Chain Link

Lot

  • Lot size: 4,356 sqft

Parking

  • Parking features: Alley Access,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Winter Weather
Lightning
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $591$7,092
Home Insurance *$154$1,848
Property Taxes $70$840
Electricity $141$1,693
Total$956$11,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,777/yr
40% on housing$28,680/yr
45% on housing$25,493/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 65806$93
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65806$131
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$117,000

For Sale by Agent

AgentTammy G Dalenberg
BrokerageMurney Associates - Primrose

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