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4904 W Oakwood Dr, McHenry, IL, 60050

2beds
2baths
1,246sqft
$159,900
$128price/sqft
$1,320/moest. monthly cost
$52,800/yrincome needed

About This Home

Looking for an affordable floor level, end unit ranch in a 55+ community? This unit needs some TLC, but you won't beat a 2bed/1.5 bath home in McHenry at this price. Laundry in unit and plenty outdoor beauty to be enjoyed. You also have an attached 1 car garage and backyard patio space. Don't wait or you will miss out!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
7/10
Parkland SchoolGrades 6-81.2 mi

Construction

Condition

  • Year built: 1974

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Laundry features: In Unit,In Kitchen,Laundry Closet

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,246 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar)
  • Level: Main
  • Area: 104
  • Dimensions: 13X8

Laundry

  • Level: Main
  • Area: 18
  • Dimensions: 3X6

Living Room

  • Level: Main
  • Area: 228
  • Dimensions: 19X12

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Property

Accessibility

  • Accessibility features: Two or More Access Exits,Main Level Entry,No Interior Steps,Common Area,Disability Access

Details

  • Parcel number: 0934176114
  • Special condition: None

Features

  • Patio & porch: Patio

Lot

  • Features: Common Grounds

Parking

  • Total spaces: 1
  • Parking features: Shared Driveway,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$81$972
Property Taxes $301$3,612
Electricity $130$1,569
Total$1,320$15,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,257/yr
40% on housing$39,600/yr
45% on housing$35,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 60050$175
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60050$195
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$159,900
2026-07-07Listed for sale$164,900
2004-02-19Sold$108,900

For Sale by Agent

AgentJosh Buchenberger
BrokerageShaleh Homes Inc.

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