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2445 S Ferguson Avenue, Springfield, MO, 65807

3beds
2baths
1,332sqft
$221,000
$166price/sqft
$1,561/moest. monthly cost
$62,440/yrincome needed

About This Home

Welcome to 2445 S Ferguson Ave, a charming 3-bedroom, 2-bath home nestled in an established southwest Springfield neighborhood surrounded by mature trees. Situated on a .22-acre lot, this home offers a versatile floor plan with two spacious living areas filled with natural light, easy-care vinyl wood flooring, and a cozy natural gas fireplace. The kitchen and dining areas provide excellent flow for everyday living and entertaining, while stylish bathroom finishes, double-pane windows, and fiber optic internet add comfort, efficiency, and convenience. The roof is 3 years old, the HVAC system is 8 years old, and the water heater is 2 years old so the big ticket items are taken care of!Step outside to enjoy the fully fenced backyard, offering plenty of room for children, pets, gardening, or outdoor gatherings. The covered patio is perfect for morning coffee, family barbecues, or relaxing evenings outdoors. Thoughtful landscaping, a concrete driveway, and an attractive stone and vinyl exterior enhance the curb appeal. Conveniently located near shopping, dining, parks, schools, and major commuter routes, this home combines comfort, functionality, and convenience in a location you'll love!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

5/10
5/10
Jarrett Middle SchoolGrades 6-82.2 mi
4/10
Parkview High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Poured Concrete,Crawl Space
  • Roof: Composition
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Gas Water Heater,Exhaust Fan,Disposal,Dishwasher
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Shower,Internet - Fiber Optic
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl,Tile
  • Fireplace features: Living Room,Gas,Brick
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,332

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,332
  • Total interior livable area: 1,332 sqft

Property

Details

  • Parcel number: 1335316034

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered
  • Exterior features: Rain Gutters
  • Fencing: Chain Link

Lot

  • Lot size: 9,583 sqft
  • Features: Curbs,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,117$13,404
Home Insurance *$171$2,052
Property Taxes $132$1,584
Electricity $141$1,693
Total$1,561$18,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,520/yr
40% on housing$46,830/yr
45% on housing$41,626/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 65807$130
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65807$159
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$221,000
2026-06-19Price change$224,900
2026-06-02Listed for sale$229,900
2025-10-23Sold--
2025-09-24Pending sale$225,000
2025-09-18Listed for sale$225,000
2020-04-10Listing removed$127,500
2020-02-16Pending sale$127,500
2020-02-14Price change$127,500
2020-01-14Listed for sale$130,500

For Sale by Agent

AgentIsaac Isaia
BrokerageWiser Living Realty LLC

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