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5809 S Clay Avenue, Springfield, MO, 65810

4beds
3baths
3,460sqft
$555,000
$160price/sqft
$3,760/moest. monthly cost
$150,400/yrincome needed

About This Home

Meticulously maintained one-owner home in the highly desirable Greystone at Cherokee Hills subdivision! Built in 1990 and offered on the market for the first time, this 4BR/3BA home features 3,460 finished sq ft and mature landscaping.Italian-imported travertine tile flows through the main living areas, anchored by the first of three gas fireplaces framed in dramatic stacked stone (TV conveys). A custom built-in desk crafted from reclaimed eaves of an 18th-century Catholic church adds unique character. The kitchen features crisp white cabinetry, black granite counters, and stainless appliances including a premium KitchenAid French door refrigerator (conveys) and double oven range, plus an island for extra prep and seating. The formal dining room boasts a hand-painted cherub mural on an octagonal tray ceiling.The main-level primary suite offers vaulted ceilings, a second gas fireplace, dual walk-in closets, and a spa-like bath with his/hers vanities, a tiled walk-in shower, and a soaking tub with a JASON MicroSilk system. A second bedroom (furniture conveys) and full guest bath complete this level.The finished lower level adds a coffered ceiling, a third brick gas fireplace in the rec room, two more bedrooms with walk-in closets (one with its own built-in desk/shelving), a third full bath, a bonus room, and laundry (washer/dryer convey). All three fireplaces can heat the home during an outage.Outside: front/back irrigation, a composite deck with covered pergola, a stone fire pit patio, and a wrought iron privacy fence and gate. Three-car garage.HVAC replaced ~3 years ago; roof ~6 years old. Don't miss this rare gem in one of Springfield's most sought-after neighborhoods!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

10/10
8/10
Cherokee Middle SchoolGrades 6-80.6 mi
8/10
Kickapoo High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Free-Standing Electric Oven,Microwave,Refrigerator,Dishwasher
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Internet - Cable,Soaking Tub,Granite Counters,Vaulted Ceiling(s),High Ceilings,Walk-In Closet(s),High Speed Internet
  • Door features: Storm Door(s)
  • Window features: Blinds
  • Flooring: Hardwood,Stone
  • Fireplace features: Bedroom,Blower Fan,Basement,Two or More,Glass Doors,Gas,Living Room,Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,581
  • Finished area above ground: 1,879

Heating & Cooling

  • Heating features: Forced Air,Central,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,460
  • Total interior livable area: 3,460 sqft

Property

Details

  • Parcel number: 1825100009

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Awning(s)
  • Exterior features: Rain Gutters
  • Fencing: Privacy,Full,Wrought Iron,Invisible,Wood

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Winter Weather
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance *$357$4,284
Property Taxes $333$3,996
Electricity $264$3,170
Total$3,760$45,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,914/yr
40% on housing$112,800/yr
45% on housing$100,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 65810$194
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65810$167
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$523,000
2026-08-01Listed for sale$555,000
2010-06-18Listing removed$32,900
2009-03-27Listed for sale$32,900

For Sale by Agent

AgentLangston Group
BrokerageMurney Associates - Primrose

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