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4550 E Bannister Road, Springfield, MO, 65809

4beds
4baths
4,830sqft
$895,000
$185price/sqft
$6,115/moest. monthly cost
$244,600/yrincome needed

About This Home

Welcome to this stunning home nestled on picturesque acreage showcasing exceptional architectural details and timeless character throughout! Home is above the James River. Beautifully updated, this one-of-a-kind property offers the perfect blend of elegance, comfort and functionality. The spectacular gourmet kitchen is a true chef's delight, featuring an oversized island, premium appliances, and abundant space for entertaining. The hearth room offers breathtaking views of the beautiful outdoor living areas including a natural gas firepit, patio and surrounding landscape. The main level provides incredible flexibility with three to four spacious living areas, or the option to use one as a fourth bedroom, complete with an adjacent full bath. An open staircase leads to the upper level, where you'll find three bedrooms and two full baths. The luxurious primary suite features a private deck overlooking the sparkling in-ground pool, expansive patios, and beautifully landscaped grounds. The finished lower level is designed for entertaining, offering a spacious family room, wet bar, and half bath. Outside, you will discover a private retreat surrounded by expansive patios, large deck, mature landscaping and a stunning in-ground swimming pool perfect for relaxing and hosting family and friends. This exceptional property offers a rare combination of architectural beauty, modern updates and peaceful acreage living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab,Crawl Space
  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Built-In Electric Oven,Ice Maker,Microwave,Refrigerator,Electric Water Heater,Disposal,Dishwasher
  • Laundry features: 2nd Floor,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Cathedral Ceiling(s),Granite Counters,High Ceilings,Walk-In Closet(s),Walk-in Shower,Wet Bar
  • Window features: Skylight(s),Drapes,Double Pane Windows
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only:No Stairs
  • Finished area below ground: 0
  • Finished area above ground: 4,830

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 4,830
  • Total interior livable area: 4,830 sqft

Property

Details

  • Parcel number: 1902300015

Features

  • Levels: Three Or More
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Patio,Deck,Front Porch
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Wood

Lot

  • Lot size: 2.52 Acres
  • Features: Cul-De-Sac,Wooded,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$685$8,220
Property Taxes $537$6,444
Electricity $368$4,425
Total$6,115$73,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,657/yr
40% on housing$183,450/yr
45% on housing$163,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 65809$224
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65809$163
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$875,000
2026-07-28Listed for sale$895,000

For Sale by Agent

AgentAndy J Trussell
BrokerageMurney Associates - Primrose

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