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2021 E Lark Street, Springfield, MO, 65804

5beds
4baths
3,110sqft
$400,000
$129price/sqft
$2,792/moest. monthly cost
$111,680/yrincome needed

About This Home

Welcome to the Unicorn you have been looking for! This home is set up for multi-generational living or house hacking AND the basement is handicap accessible. Great Location, Great Updates, Great Home! Before we get to the updates let's talk about the layout of the home. Enter through the front door and you will instantly notice the tall ceilings, custom stairway, and brick fireplace. The kitchen has all new appliances and counterops that is open to a large dining room. Off the living room you will find two guests bedrooms and a fully updated guest bath. Towards the back of the house is the primary bedroom with a large updated bathroom. Head upstairs to the loft area that is set up to be another bedroom but would also make a great office, homeschool area or just another living space. It too has another bathroom and full walk in closet. AND THEN... head downstairs to what may seem like a whole other home! The basement has a seperate entrance if needed, is handicap accessible and has its own full kitchen (appliances not included). This would be great to rent out or as an in-law suite.Now let's talk about the upgrades. Outside you will find all new siding, windows, roof, gutters, front deck and fence. Inside you have all new appliances on the main level, new HVAC, light fixtures, custom stairway and so much more that you have to see it to see them all. Don't miss out on this great opportunity, a house like this doesn't come available often. Call your favorite Realtor today!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

10/10
8/10
Cherokee Middle SchoolGrades 6-82.3 mi
8/10
Kickapoo High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Brick/Mortar,Poured Concrete
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Free-Standing Electric Oven,Microwave
  • Laundry features: In Basement,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Walk-in Shower,In-Law Floorplan,Granite Counters,Beamed Ceilings,Tray Ceiling(s),High Ceilings,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl,Tile
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 1,160
  • Finished area above ground: 1,950

Heating & Cooling

  • Heating features: Forced Air,Mini-Splits,Central,Electric,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,110
  • Total interior livable area: 3,110 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,Central Living Area,Accessible Hallway(s),Accessible Full Bath

Details

  • Parcel number: 1917202007
  • Other equipment: See Remarks

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Privacy,Full,Wood

Lot

  • Lot size: 0.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Winter Weather
Hail
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$293$3,516
Property Taxes $240$2,880
Electricity $237$2,849
Total$2,792$33,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,725/yr
40% on housing$83,760/yr
45% on housing$74,453/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 65804$148
Greene County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65804$153
Greene County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$425,000
2010-05-08Listing removed$149,900
2010-05-07Price change$149,900
2010-04-24Price change$159,900
2010-04-03Listed for sale$169,900

For Sale by Agent

AgentDouglas Lutz
BrokerageKeller Williams

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