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1019 N Madison St, Woodstock, IL, 60098

2beds
1baths
784sqft
$215,000
$274price/sqft
$1,719/moest. monthly cost
$68,760/yrincome needed

About This Home

Charming Ranch in a Prime Woodstock Location with an Incredible Backyard! This move-in ready 2-bedroom ranch offers the perfect blend of comfort, updates, and an unbeatable location. Hardwood floors flow throughout much of the home. Large windows fill the home with natural light, creating a warm and inviting atmosphere you'll love coming home to. The true standout is the expansive, nearly one-third acre fenced backyard-a rare find this close to downtown. Whether you envision summer barbecues, gardening, a play area for pets or kids, or simply relaxing in your own private outdoor retreat, this yard offers endless possibilities. A detached one-car garage provides additional storage and convenience. Major updates include: New roof, siding, and gutters on the house (2024), new garage siding and gutters (2024), new garage roof (2023), furnace and central air (2018), Washer and dryer (2023). Close to Woodstock's charming Historic Square, where you'll enjoy locally owned shops, restaurants, seasonal events, farmers markets, and year-round community activities. With the Metra train station just minutes away, commuting to Chicago or exploring the surrounding area couldn't be more convenient.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

8/10
Northwood Middle SchoolGrades 6-81.1 mi
10/10

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder model: Ranch

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Window features: Screens
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 784
  • Total interior livable area: 784 sqft

Kitchen

  • Features: Flooring (Ceramic Tile),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Laundry

  • Features: Flooring (Ceramic Tile),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 40
  • Dimensions: 8X5

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Blinds,Curtains/Drapes)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1305129015
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 0.32 Acres
  • Features: Mature Trees
  • Lot size dimensions: 53 x 265

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$98$1,176
Property Taxes $404$4,848
Electricity $130$1,569
Total$1,719$20,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,937/yr
40% on housing$51,570/yr
45% on housing$45,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 60098$196
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60098$189
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2021-01-06Sold$129,000
2020-10-14Sold$129,000
2020-09-01Pending sale$129,900
2020-08-24Listed for sale$129,900
2020-08-13Pending sale$129,900
2020-08-04Listed for sale$129,900
2008-07-01Sold$137,000
2002-09-25Sold$97,000
1999-08-23Sold$86,500

For Sale by Agent

AgentMaureen Forgette, ABR,AHWD,CRS,E-PRO,PMN,PSA,SRES
BrokerageCentury 21 Integra

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