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1004 Golden Ave, Woodstock, IL, 60098

3beds
3baths
1,593sqft
$475,000
$298price/sqft
$3,643/moest. monthly cost
$145,720/yrincome needed

About This Home

The look of millions for the cost of much less....That's what you get with this Golden opportunity! The first thing you notice while driving down Golden Avenue is the stunning and massive stone mailbox that mirrors the stonework inside your new kitchen and living space. Once you step inside, you'll notice 20 foot ceilings soaring over the gas fireplace framed in by a beautiful stone wall. This open concept is flooded with natural light and grandeur, and only the start of your magnificent home. The kitchen is the center of every home, and this one doesn't hold back. It's next-level. A massive 12' x 6' quartz island with built-in wireless phone charge, a grand 36-inch stove with a dramatic stone surround, and top-of-the-line appliances are available that would make any chef jealous. Towering above it all, two breathtaking crystal chandeliers that tie in perfectly with the crystal accents found throughout the home, adding an extra level of elegance. And because ambiance matters, in-ceiling speakers seamlessly connect to the 85-inch TV, making movie nights and dinner parties feel like a cinematic experience. Of course, every dinner party needs a cocktail for the occasion, which is why when you enter the hallway you find a sleek and elegant dry-bar. Further down the hallway you'll find that luxury is everywhere. Both full bathrooms are decked out in floor-to-ceiling marble with opulent gold accents, while the master bath features a two-person shower. The grand arches throughout tie everything together in breathtaking harmony, mirroring the striking kitchen design. Okay, but what about the floors? Hardwood. Rich natural solid hardwood flooring flows throughout the first floor, complementing the timeless wainscoting that adds depth and character to every room. Did you notice the floor in the kitchen? That trap door leads down into a whopping 1500 square foot open space basement. Your desire for the perfect entertaining area is just a pool table and a flat screen TV away. Space still for the arcade game or perhaps a wet bar overlooking a foosball table. The basement has a bathroom and ceiling lighting throughout, it is ready to become whatever your heart desires! Just think big! This home looks and feels like a million dollar home, yet it is nestled comfortably on the edge of downtown. Items considered personal property are available for purchase. Don't miss this Golden opportunity to live in this breathtaking beauty.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
9/10
Creekside Middle SchoolGrades 5-82.1 mi
10/10
Woodstock High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,High End Refrigerator,Washer,Dryer,Range Hood,Water Purifier Owned,Water Softener Owned,Humidifier
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Egress Window,Rec/Family Area,Sleeping Area,Storage Space,Daylight,Full

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedroom3

  • Features: Flooring (Hardwood),Window Treatments (Window Treatments)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 408
  • Dimensions: 24X17

Features

  • Cathedral Ceiling(s),Dry Bar,1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Walk-In Closet(s),Beamed Ceilings,Open Floorplan,Special Millwork,Dining Combo,Quartz Counters
  • Window features: Screens
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 30
  • Dimensions: 6X5

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,593 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Closet,Breakfast Room,Custom Cabinetry,Pantry,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Media Room

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 330
  • Dimensions: 22X15

Recreation Room

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 624
  • Dimensions: 48X13

Storage

  • Level: Basement
  • Area: 247
  • Dimensions: 19X13

Walk In Closet

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 45
  • Dimensions: 9X5

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1307329001
  • Special condition: None
  • Other equipment: Water-Softener Owned,Sump Pump

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 0.34 Acres
  • Features: Landscaped
  • Lot size dimensions: 75X200X75X200

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$218$2,616
Property Taxes $894$10,728
Electricity $130$1,569
Total$3,643$43,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,902/yr
40% on housing$109,290/yr
45% on housing$97,146/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 60098$193
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60098$189
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Listing removed$475,000
2026-08-07Contingent$475,000
2026-08-01Listed for sale$475,000
2025-11-13Sold$444,000
2025-11-04Pending sale$449,000
2025-10-10Contingent$449,000
2025-10-06Listed for sale$449,000
2025-09-20Contingent$449,000
2025-08-17Price change$449,000
2025-07-07Listed for sale$473,700
2025-07-07Listing removed$497,000
2025-05-12Listed for sale$497,000
2025-05-03Contingent$497,000
2025-04-23Listed for sale$497,000
2025-04-23Listing removed$537,000
2025-02-07Listed for sale$537,000
2024-11-08Listing removed$567,000
2024-08-28Listed for sale$567,000
2022-03-17Sold$261,004
2022-02-17Contingent$244,900
2022-02-12Listed for sale$244,900
1996-01-16Sold$166,000

For Sale by Agent

AgentRob Morrison, SFR
BrokerageColdwell Banker Realty

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