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2622 W Emerald Ct, McHenry, IL, 60051

2beds
1baths
700sqft
$240,000
$343price/sqft
$1,916/moest. monthly cost
$76,640/yrincome needed

About This Home

Charming Single-Story Living Near State Park with Private River Access Tucked away in a prime, recreation-friendly neighborhood, this 2-bedroom home delivers a crisp, bright interior aesthetic with a seamless open feel. The property boasts a spectacular, finished 2.5-car detached garage designed for maximum functionality. It features a pristine epoxy floor, convenient overhead attic storage access, a 220V outlet, and plenty of power sources for tools or equipment. The location is an outdoor lover's dream, sitting minutes from the state park and offering private river access within easy walking distance. Move-in ready, highly functional, and perfectly situated for quiet neighborhood living with premium amenities.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
6/10
Mchenry Middle SchoolGrades 6-81.7 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Other

  • Builder model: Ranch

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 81
  • Dimensions: 9X9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Attic: Full

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 700 sqft

Kitchen

  • Features: Kitchen (Island),Flooring (Vinyl)
  • Level: Main
  • Area: 112
  • Dimensions: 14X8

Living Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 238
  • Dimensions: 17X14

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 112
  • Dimensions: 14X8

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1401127003
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 6,000 sqft

Parking

  • Total spaces: 6
  • Parking features: Gravel,Garage Door Opener,Tandem,Garage,Yes,Garage Owned,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$121$1,452
Property Taxes $452$5,424
Electricity $130$1,569
Total$1,916$22,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,691/yr
40% on housing$57,480/yr
45% on housing$51,093/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 60051$202
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60051$188
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-09-15Sold$88,000
2023-09-08Pending sale$90,000
2023-09-08Listing removed--
2023-09-06Listed for sale$90,000
2003-06-30Sold$129,000
1996-12-06Sold$82,500
1996-04-05Sold$44,000
1996-01-08Sold$44,000

For Sale by Agent

AgentNayibe Garces
BrokeragePrello Realty

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