1010 Osage Dr, McHenry, IL, 60051
About This Home
Adorable cottage with water rights on the Fox River! Step into vacation style living at this beautifully updated 2-bedroom home in the sought-after Oakhurst community of McHenry. Perched high on a beautiful ridge, enjoy your own private retreat just minutes from downtown shopping, dining, and entertainment. This lot is over twice the size of most lots in this price range plus a 2nd PIN and lot next door for extra privacy all around. So much possibility! Build a deck and enjoy water views, build a dock and enjoy the lake! Home has new Siding, Flooring, renovated bathroom and more! Enjoy exclusive access to the community's private beach, docks, lush park, basketball court, and year-round neighborhood events. Spend quiet mornings by the water, unwind with sunset views, or explore nearby Moraine Hills State Park with miles of hiking and biking trails. This is a rare opportunity in this neighborhood and water rights that are going fast in the area, so don't miss it! Sold AS IS
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1934
Materials
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2023
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Cellar,Exterior Entry,Storage Space,Partial
Bedroom2
- Level: Main
- Area: 90
- Dimensions: 10X9
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 72
- Dimensions: 9X8
Features
- Open Floorplan,Quartz Counters
- Door features: French Doors
- Flooring: Hardwood,Carpet
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 0
- Total interior livable area: 1,200 sqft
Kitchen
- Features: Flooring (Hardwood)
- Level: Main
- Area: 80
- Dimensions: 10X8
Laundry
- Level: Basement
- Area: 100
- Dimensions: 10X10
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 176
- Dimensions: 16X11
Master Bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 168
- Dimensions: 14X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1401382018
- Special condition: None
Features
- Stories: 1
- Has view: Yes
- Waterfront features: Lake Privileges
Lot
- Lot size: 0.44 Acres
- Features: Water Rights,Wooded,Mature Trees,Backs to Trees/Woods,Views
Parking
- Total spaces: 2
- Parking features: Off Street,Side Apron,Yes,Owned
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,010 | $12,120 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $376 | $4,512 |
| Electricity | $130 | $1,569 |
| Total | $1,617 | $19,404 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Contingent | $199,900 |
| 2026-07-20 | Listed for sale | $199,900 |
| 2026-07-20 | Listing removed | $219,900 |
| 2026-07-15 | Listed for sale | $219,900 |
| 2026-07-08 | Contingent | $239,900 |
| 2026-06-25 | Listed for sale | $239,900 |
| 2026-06-25 | Listing removed | $259,900 |
| 2026-06-04 | Price change | $259,900 |
| 2026-05-29 | Listed for sale | $249,900 |
| 2022-02-17 | Sold | $175,000 |
| 2022-01-25 | Contingent | $184,900 |
| 2022-01-19 | Listed for sale | $184,900 |
| 2021-03-24 | Listing removed | -- |
| 2007-10-25 | Sold | $175,000 |
| 2007-09-04 | Listed for sale | $188,900 |
View on Zillow