2804 Russett Rd, McHenry, IL, 60050
About This Home
Adorable updated 2-bedroom, 1-bath ranch on a double lot of nearly half an acre with Chain-O-Lakes channel frontage on the Fox. This channel-front property is navigable for canoes and fishing boats and offers a peaceful natural setting with mature trees, open yard space, and local wildlife often seen in the area, including deer and eagles.The home features a spacious living room, bright sunroom, two large bedrooms, fresh paint, updated flooring, and a fully updated kitchen with new 42-inch cabinets, quartz countertops, stainless steel appliances, updated lighting, and new plumbing and electric in the whole house. The updated bathroom includes a modern vanity, black fixtures, and marble-look tile surrounding the tub-shower combination.Brand new water heater.Newer septic system.Outdoor features include a huge back deck that has been recently refinished and painted, a spacious yard, an oversized detached garage, big shed, new garage door, and concrete side apron. Enjoy nature views, outdoor space, and sunsets from the back deck. Taxes do not reflect any exemptions.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1955
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Cedar
Other
- Builder model: RANCH
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator,Washer,Dryer,Water Softener Owned
- Laundry features: In Unit
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 156
- Dimensions: 13X12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Dimensions: COMBO
Features
- Open Floorplan,Quartz Counters
- Window features: Screens
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 936 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space,Custom Cabinetry,Granite Counters,Updated Kitchen),Flooring (Luxury Vinyl)
- Level: Main
- Area: 130
- Dimensions: 13X10
Laundry
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 56
- Dimensions: 08X07
Living Room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 273
- Dimensions: 21X13
Master Bedroom
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 168
- Dimensions: 14X12
Sun Room
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 90
- Dimensions: 10X09
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1412327013
- Special condition: None
- Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump
Features
- Stories: 1
- Patio & porch: Deck,Screened
- Has view: Yes
- View description: Water,Back of Property
- Has water view: Yes
- Water view: Water,Back of Property
- On waterfront: Yes
- Waterfront features: Lake Front,Channel Front
Lot
- Lot size: 0.45 Acres
- Features: Nature Preserve Adjacent,Water Rights,Mature Trees
- Lot size dimensions: 102X173X122X151
Parking
- Total spaces: 2.5
- Parking features: Asphalt,Concrete,Side Driveway,Garage Door Opener,Yes,Garage Owned,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2.5
- Covered spaces: 2.5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $564 | $6,768 |
| Electricity | $130 | $1,569 |
| Total | $2,363 | $28,356 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $275,000 |
| 2026-07-29 | Price change | $299,990 |
| 2026-07-07 | Listed for sale | $319,900 |
| 2020-03-13 | Sold | $120,250 |
| 2020-03-13 | Listed for sale | $129,900 |
| 2020-01-23 | Pending sale | $129,900 |
| 2020-01-11 | Price change | $129,900 |
| 2019-12-21 | Price change | $134,900 |
| 2019-11-19 | Price change | $139,900 |
| 2019-10-25 | Price change | $145,000 |
| 2019-10-13 | Price change | $150,000 |
| 2019-08-28 | Listed for sale | $155,000 |
| 2002-12-17 | Sold | $147,000 |
| 1993-09-13 | Sold | $85,500 |
For Sale by Agent
View on Zillow