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143 McCullom St, Crystal Lake, IL, 60014

4beds
5baths
2,976sqft
$499,900
$168price/sqft
$3,928/moest. monthly cost
$157,120/yrincome needed

About This Home

Stately home on a corner lot in one of Crystal Lake's most walkable historic pockets, just steps from Veteran Acres Park. Walk out your door to 140 acres of hiking trails through Sterne's Woods, Wingate Prairie (an Illinois Nature Preserve), and the Prairie Trail, plus the Nature Center, Acorn Alley splash pad, playground, fishing pier, and sled hills in winter. Downtown Crystal Lake is a short walk away for the Raue Center for the Arts, the restaurant and bar scene along Williams and Brink Streets, seasonal events, and the Metra station for the ride into the city. Real hardwood floors throughout the main level. Living room opens to a separate formal dining room with wainscoting. Upgraded kitchen with granite counters, breakfast bar peninsula, stainless steel appliances, 42-inch maple cabinets, and a bay window over the sink. The showstopper is the vaulted family room addition with a knotty pine ceiling, skylights, wood burning stove, and French doors to a private wood deck strung with cafe lights. Main level also offers a powder room and separate laundry space. All four bedrooms are upstairs, including a primary suite with private bath featuring a corner soaking tub, dual vanity, separate shower, and walk-in closet. Massive additional room upstairs works as a true owner's retreat or flex bonus space. Finished basement adds another full living level with a bar, second full bath, wood wainscoting, and great natural light, ideal as a potential in-law setup, guest suite, or teen space.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
7/10
9/10
Prairie Ridge High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Cedar,Frame

Other

  • Builder model: CONTEMPORARY COLONIAL

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Crawl Space,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom4

  • Level: Second
  • Area: 840
  • Dimensions: 30X28

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Deck

  • Features: Flooring (Other)
  • Level: Main
  • Area: 160
  • Dimensions: 10X16

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 247
  • Dimensions: 19X13

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Shades)
  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Features

  • Cathedral Ceiling(s),Wet Bar,In-Law Floorplan
  • Window features: Screens,Skylight(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove,Family Room
  • Fireplace: Yes
  • Attic: Dormer
  • Finished area below ground: 1,336

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 60
  • Dimensions: 12X5

Heating & Cooling

  • Heating features: Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,512
  • Total interior livable area: 2,976 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar),Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Laundry

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 98
  • Dimensions: 14X7

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 320
  • Dimensions: 20X16

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Curtains/Drapes),Bathroom (Full)
  • Level: Second
  • Area: 304
  • Dimensions: 19X16

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 75
  • Dimensions: 15X5

Pantry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 40
  • Dimensions: 8X5

Storage

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 500
  • Dimensions: 25X20

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1433152013
  • Special condition: None
  • Other equipment: Intercom,Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Dog Run
  • Waterfront features: Pond

Lot

  • Lot size: 10,794 sqft
  • Features: Corner Lot,Forest Preserve Adjacent,Nature Preserve Adjacent,Landscaped
  • Lot size dimensions: 127 X 85

Parking

  • Total spaces: 6.5
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Off Street,Driveway,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$232$2,784
Property Taxes $941$11,292
Electricity $228$2,746
Total$3,928$47,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,674/yr
40% on housing$117,840/yr
45% on housing$104,746/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 60014$202
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60014$195
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$499,900
2026-07-09Listed for sale$530,000
2018-11-15Sold$299,000
2018-09-24Pending sale$298,500
2018-09-22Price change$298,500
2018-08-24Price change$299,900
2018-06-21Price change$319,900
2018-05-01Listed for sale$324,900
2005-04-27Sold$343,500

For Sale by Agent

AgentJoe Keegan
BrokerageBrokerocity Inc

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