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702 Columbus St, McHenry, IL, 60051

3beds
2baths
1,632sqft
$299,990
$184price/sqft
$2,361/moest. monthly cost
$94,440/yrincome needed

About This Home

Completely remodeled and move-in ready! This beautifully updated 3-bedroom, 2-full-bath ranch offers modern finishes, a functional open layout, and an impressive oversized 3-car garage. Step inside to a bright living room featuring a large picture window that fills the home with natural light. The spacious, open-concept design flows seamlessly into the dining area and stunning kitchen, complete with 42-inch custom cabinetry, quartz countertops, brand-new stainless steel appliances, a peninsula with seating, and stylish recessed and LED lighting throughout. The private primary suite features a beautifully remodeled bathroom with a large walk-in shower, double vanity, and an impressive oversized skylight, creating a bright and relaxing retreat. One of the additional bedrooms also features a skylight, bringing in even more natural light. Throughout the home you'll find brand-new luxury vinyl flooring, fresh paint, new interior lighting, a new front door, and new sliding patio door leading to the expansive deck. Major updates include a brand-new roof and brand-new air conditioning, providing peace of mind for years to come. Outside, enjoy the oversized refinished deck, perfect for entertaining or relaxing, overlooking the spacious backyard. The oversized 3-car garage offers exceptional space for vehicles, storage, hobbies, or a workshop. Located within walking distance to beautiful Lily Lake, residents enjoy access to the lake, beach, fishing, boating, and outdoor recreation. This home offers the perfect combination of modern updates, single-level living, and a peaceful location while still providing convenient access to shopping, dining, and major roadways.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
6/10
Mchenry Middle SchoolGrades 6-82.3 mi

Construction

Condition

  • Year built: 1933

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Family Room

  • Level: Main
  • Area: 320
  • Dimensions: 20X16

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,632 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Laundry

  • Level: Main
  • Area: 60
  • Dimensions: 10X6

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 198
  • Dimensions: 18X11

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1505130018
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 8,880 sqft
  • Lot size dimensions: 60x148

Parking

  • Total spaces: 9
  • Parking features: Yes,Garage Owned,Detached,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$151$1,812
Property Taxes $564$6,768
Electricity $130$1,569
Total$2,361$28,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,948/yr
40% on housing$70,830/yr
45% on housing$62,960/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 60051$202
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60051$188
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Contingent$299,990
2026-07-18Listed for sale$299,990
2026-03-13Sold$160,000
2026-03-05Pending sale$159,900
2026-03-03Listed for sale$159,900
2001-02-28Sold$134,000

For Sale by Agent

AgentDessi Vukov, CSC
BrokerageBerkshire Hathaway HomeServices Starck Real Estate

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