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105 Morningside Dr, Lakemoor, IL, 60051

2beds
3baths
0sqft
$299,000
--price/sqft
$2,355/moest. monthly cost
$94,200/yrincome needed

About This Home

Recently rehabbed property w/large 2.5 detached garage and expansive backyard in great location! Property features new kitchen w/quartz counter tops and breakfast bar. Kitchen also features new flooring, cabinetry, fixtures, and under mount sink. New carpet and canned lighting throughout first level. Large over-sized windows in living room and dining room bring in plenty of light. 2nd floor features full bath, and large master bedroom. Open concept lower level walkout that has an updated full bath w/new soaker tub and tile surround.Expansive 2.5 car garage is ready for your toys or projects. Large driveway w/plenty of parking. Furnace and A/C replaced within the past year. Roof, siding, and windows replaced in 2022. This property is move-in ready. Must see!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
6/10
Mchenry Middle SchoolGrades 6-82.8 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 120
  • Dimensions: 15X8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Eating Area

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 60
  • Dimensions: 10X6

Features

  • Vaulted Ceiling(s),1st Floor Full Bath

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 264
  • Dimensions: 22X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1505281001
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot
  • Lot size dimensions: 101X108X101X109

Parking

  • Total spaces: 2.5
  • Parking features: Heated Garage,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$151$1,812
Property Taxes $563$6,756
Electricity $130$1,569
Total$2,355$28,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,742/yr
40% on housing$70,650/yr
45% on housing$62,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 60051$202
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60051$188
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2021-11-11Sold$75,700
2021-10-24Pending sale$99,900
2021-10-13Listed for sale$99,900
2016-02-26Sold$70,000
2015-11-12Pending sale$70,000
2015-10-12Price change$70,000
2015-09-20Price change$84,000
2015-07-30Price change$86,000
2015-07-02Listed for sale$88,200
2015-06-22Pending sale$88,200
2015-06-12Listed for sale$88,200

For Sale by Agent

AgentDanny Olsen, SFR
BrokerageColdwell Banker Realty

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