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278 School St, Rossville, GA, 30741

3beds
2baths
1,152sqft
$215,250
$187price/sqft
$1,784/moest. monthly cost
$71,360/yrincome needed

About This Home

REHABBED AND READY FOR A NEW OWNER! Seller has rented this lovely home for years, but now ready to downsize their portfolio. This single-level, 3 bedroom 2 full bath home will make a great starter home or for a retiree looking to downsize. Fresh paint and new flooring makes this home feel like a new one, but priced affordably. Outdoor storage building with built-in shelving, and a large yard! Conveniently located in Rossville, but minutes from Fort Oglethorpe, Ringgold, Chickamauga, and Chattanooga. Zoned for the award winning Catoosa County Schools! A new HVAC unit was added last year.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
Lakeview Middle SchoolGrades 6-80.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2005

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Range Hood,Water Heater
  • Laundry features: Laundry Closet,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Tub/shower Combo
  • Window features: Vinyl Frames
  • Flooring: Luxury Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 0001e061
  • Special condition: Investor
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: None
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 60 x 200

Parking

  • Parking features: Concrete,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,088$13,056
Home Insurance *$144$1,728
Property Taxes $333$3,996
Electricity $219$2,637
Total$1,784$21,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,165/yr
40% on housing$53,520/yr
45% on housing$47,573/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 30741$109
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30741
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$224,000
2026-04-06Price change$229,900
2026-02-28Listed for sale$239,900
2016-01-06Listing removed$850
2015-11-20Listed for rent$850
2014-11-14Listing removed$99,900
2014-11-04Listed for sale$99,900
2013-11-13Listing removed$119,500
2013-07-24Listed for sale$119,500
2012-10-27Listing removed$99,900
2011-10-27Listed for sale$99,900
2011-09-14Listing removed$104,900
2010-09-24Listed for sale$104,900
2010-06-16Listing removed$109,500
2010-01-23Listed for sale$109,500
2006-05-16Sold$95,000

For Sale by Agent

AgentDebbie L King
BrokerageDK Real Estate LLC

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