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13 Phillips Dr, Fort Oglethorpe, GA, 30742

4beds
3baths
1,558sqft
$299,000
$192price/sqft
$2,410/moest. monthly cost
$96,400/yrincome needed

About This Home

Completely Remodeled One-Level Brick Ranch in the Heart of Fort Oglethorpe! Move right into this beautifully renovated one-level brick ranch offering 4 bedrooms and 3 full bathrooms with a fenced in back yard. Designed for comfortable everyday living, the home features a spacious eat-in kitchen that opens to the living room, making it the perfect space for gathering with family and friends. The beautifully updated kitchen includes a large island with a drop-in cooktop, stylish vent hood, built-in wall oven and microwave, and ample cabinetry for storage and meal preparation. Extensive renovations throughout the home include new heat and air unit, new luxury vinyl plank (LVP) flooring, new bathroom vanities, new interior doors, new light fixtures, new plumbing fixtures and new energy-efficient windows. Every detail has been thoughtfully updated, blending timeless style with modern conveniences. Conveniently located in the heart of Fort Oglethorpe, you'll enjoy easy access to shopping, dining, schools, walking distance to Stephenson Park, minutes to the Chickamauga Battlefield and just a short drive to downtown Chattanooga. This move-in-ready home offers the perfect combination of quality updates, functional living space, and an excellent location. Schedule your private showing today!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

--
6/10
Lakeview Middle SchoolGrades 6-81.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1963

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Disposal,Dishwasher,Electric Water Heater,Microwave,Refrigerator,Wall Oven
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Area: 38.279
  • Dimensions: 5.06 x 7.58

Bathroom

  • Area: 37.716
  • Dimensions: 8.98 x 4.2

Bedroom

  • Area: 161.56
  • Dimensions: 11.54 x 14

Bedroom

  • Area: 124.7386
  • Dimensions: 9.73 x 12.82

Bedroom

  • Area: 102.1572
  • Dimensions: 9.72 x 10.51

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Tub/shower Combo,Connected Shared Bathroom
  • Window features: Vinyl Frames
  • Flooring: Luxury Vinyl
  • Finished area above ground: 1,558

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,558
  • Total interior livable area: 1,558 sqft

Master Bathroom

  • Area: 45.6316
  • Dimensions: 6.02 x 7.58

Master Bedroom

  • Area: 199.899
  • Dimensions: 17.1 x 11.69

Property

Details

  • Parcel number: 0003b068
  • Special condition: Investor

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Chain Link

Lot

  • Lot size: 10,018 sqft
  • Features: City Lot,Front Yard,Level
  • Lot size dimensions: 80 x 125

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$144$1,728
Property Taxes $536$6,432
Electricity $219$2,637
Total$2,410$28,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,628/yr
40% on housing$72,300/yr
45% on housing$64,266/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 30742$153
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30742
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$299,000
2019-07-20Listing removed$1,100
2019-07-09Listed for rent$1,100
2018-09-21Listing removed$1,075
2018-08-28Price change$1,075
2018-08-15Price change$1,100
2018-07-16Listed for rent$1,200
2017-06-22Listing removed$1,100
2017-05-12Listed for rent$1,100
2017-02-24Sold$71,500

For Sale by Agent

AgentTonjia Landreth
BrokerageBridge City Realty, LLC

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