195 Brownwood Cir, Ringgold, GA, 30736
About This Home
Main-level living, oversized fenced backyard, and move in ready- all minutes from shopping, dining, and Chattanooga conveniences! Welcome to this charming, well-maintained 2 bedroom, 2 bath house with added flexibility thanks to a bonus room downstairs- ideal for an office, gym, or could serve as a 3rd bedroom. This home has a large, fenced in backyard that offers plenty of room to relax, entertain, or just to create your own outdoor oasis. Convenient location that puts you close to everything you want!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Block,Brick/Mortar
- Roof: Shingle
- Construction materials: Brick,Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Gas Range,Gas Water Heater,Ice Maker,Microwave,Oven,Refrigerator,Range Hood
- Laundry features: Laundry Room,Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Partial,Partially Finished,Unfinished
Bathroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: Basement
Features
- Bar,Ceiling Fan(s),Eat-in Kitchen,High Speed Internet,Open Floorplan,Pantry,Storage,Tub/shower Combo
- Window features: Blinds,Vinyl Frames
- Flooring: Carpet,Linoleum,Tile,Engineered Hardwood
- Number of fireplaces: 1
- Fireplace features: Gas Log,Great Room
- Fireplace: Yes
- Finished area below ground: 400
- Finished area above ground: 1,186
Great Room
- Level: First
Heating & Cooling
- Heating features: Central,Electric,Propane
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 1,186
- Total interior livable area: 1,186 sqft
Kitchen
- Level: First
Laundry
- Level: Basement
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Other
- Level: Basement
Property
Details
- Parcel number: 0014b053
- Special condition: Standard
- Other equipment: Dehumidifier
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio,Rear Porch,Porch - Covered
- Exterior features: Lighting,Private Yard,Rain Gutters,Smart Lock(s)
- Fencing: Back Yard,Fenced
Lot
- Lot size: 0.49 Acres
- Features: Back Yard,Front Yard,Gentle Sloping,Level,Wooded
- Lot size dimensions: 110 x 196
Parking
- Total spaces: 2
- Parking features: Basement,Driveway,Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $390 | $4,680 |
| Electricity | $219 | $2,637 |
| Total | $2,098 | $25,176 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $268,400 |
| 2026-04-22 | Price change | $269,400 |
| 2026-04-15 | Listed for sale | $273,900 |
| 2025-10-09 | Listing removed | $297,500 |
| 2025-09-05 | Price change | $297,500 |
| 2025-07-01 | Listed for sale | $300,000 |
| 2025-06-19 | Listing removed | $299,500 |
| 2025-04-27 | Price change | $299,500 |
| 2025-02-02 | Price change | $305,000 |
| 2024-11-19 | Listed for sale | $315,000 |
| 2021-11-10 | Sold | $220,000 |
| 2021-11-03 | Price change | $219,500 |
| 2021-10-04 | Pending sale | $209,500 |
| 2021-10-04 | Contingent | $209,500 |
| 2021-10-01 | Listed for sale | $209,500 |
| 2012-05-01 | Sold | $90,000 |
| 2012-02-12 | Listed for sale | $94,900 |
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