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31 Aspen Ct, Ringgold, GA, 30736

5beds
4baths
3,800sqft
$382,000
$101price/sqft
$2,969/moest. monthly cost
$118,760/yrincome needed

About This Home

Welcome to 31 Aspen Court, located in the established Scenic Hills community of Ringgold, GA! Situated on approximately 0.83 acres, this spacious 5 bedroom, 4 full bathroom home offers approximately 3,800 square feet of living space, a basement, and a 2-car garage. With generous living areas and plenty of flexible space, this home provides room for everyday living, entertaining, and a variety of lifestyle needs. Step outside and enjoy your own private backyard retreat featuring an in-ground pool, perfect for relaxing, entertaining, and making memories during the warmer months. The spacious property offers a unique combination of indoor and outdoor living that is difficult to find. Adding even more potential is the additional dwelling located on the property. While the secondary dwelling is in need of renovation and improvements, it offers an exciting opportunity for a guest house, multigenerational living, home office, studio, or other future use, subject to buyer verification and applicable zoning and permitting requirements. With approximately 3,800 square feet, 5 bedrooms, 4 full bathrooms, an in-ground pool, basement, 2-car garage, and the added potential of a second dwelling, 31 Aspen Court is truly a unique property with so much to offer. Conveniently located in Ringgold with easy access to shopping, dining, and the Chattanooga area. Bring your vision and discover all the possibilities this one-of-a-kind property has to offer! Information is deemed accurate but is not warranted.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
Boynton Elementary SchoolGrades PK-51.5 mi
8/10
Heritage Middle SchoolGrades 6-82.9 mi
7/10
Heritage High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Eat-in Kitchen
  • Flooring: Carpet
  • Fireplace features: Other
  • Finished area above ground: 3,372

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,800
  • Total interior livable area: 3,800 sqft

Property

Details

  • Parcel number: 0023b089

Features

  • Pool features: In Ground
  • Patio & porch: Deck,Front Porch,Porch - Covered
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 0.83 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: 36,155

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,931$23,172
Home Insurance *$175$2,100
Property Taxes $494$5,928
Electricity $369$4,430
Total$2,969$35,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,794/yr
40% on housing$89,070/yr
45% on housing$79,173/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$166
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$374,000
2026-07-27Price change$382,000
2026-07-17Listed for sale$399,000

For Sale by Agent

AgentDavid Bryant
BrokerageEXP Realty LLC

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