425 Cherokee Lake Dr, Ringgold, GA, 30736
About This Home
Welcome to 425 Cherokee Lake Drive, where endless possibilities meet the beauty of waterfront living. Interior is gutted and needs total updating but comps in area are 650-750k. Perfectly positioned on the water, this home offers the rare opportunity to customize and finish it to match your vision while enjoying all the benefits of lake life. Featuring three bedrooms and a flexible layout with the potential to expand the primary suite by creating a larger, spa-inspired bathroom. The full unfinished walkout basement is already plumbed for an additional bathroom and provides ample space to add two more bedrooms, a theater or media room, a recreation area, home gym, or whatever best fits your lifestyle. Whether you're searching for a forever home, vacation retreat, or investment opportunity, this property offers incredible potential to build equity while designing the spaces you've always wanted. Spend your days fishing, kayaking, or simply taking in the peaceful waterfront views right from your backyard. Bring your vision and make 425 Cherokee Lake Drive the lakefront home you've always dreamed of.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Fixer
- Year built: 2003
Materials
- Foundation: Brick/Mortar
- Roof: Asphalt,Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Window features: Aluminum Frames
- Flooring: Other
- Finished area above ground: 2,726
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,726
- Total interior livable area: 2,726 sqft
Property
Details
- Parcel number: 0065a029
Features
- Patio & porch: Covered,Front Porch
- Exterior features: Balcony,Other,Rain Gutters
- Has view: Yes
- View description: Lake,Pond
- Has water view: Yes
- Water view: Lake,Pond
- On waterfront: Yes
- Waterfront features: Lake,Pond
Lot
- Lot size: 0.95 Acres
- Features: Gentle Sloping,Views,Waterfront
- Lot size dimensions: 206 x 204
Parking
- Total spaces: 2
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Drought
- Earthquake
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $612 | $7,344 |
| Electricity | $264 | $3,178 |
| Total | $3,073 | $36,876 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Listed for sale | $400,000 |
| 2023-06-08 | Sold | $430,000 |
View on Zillow