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678 Cherokee Lake Dr, Ringgold, GA, 30736

4beds
3baths
3,255sqft
$600,000
$184price/sqft
$3,693/moest. monthly cost
$147,720/yrincome needed

About This Home

Welcome to your own private retreat where spacious living, breathtaking scenery, and everyday comfort come together beautifully. Surrounded by mature landscaping and incredible views from every side, this unique home offers the peaceful setting buyers dream about while still providing room to gather, entertain, and spread out comfortably. With over 3,200 square feet, this thoughtfully designed multi-level home features an expansive living room with soaring space for entertaining, a large kitchen with center island, and a charming dining area perfectly positioned to enjoy the surrounding views. The spacious primary suite offers a private escape complete with a large ensuite bath, walk-in closet, and relaxing atmosphere. The flexible floor plan includes multiple bedrooms, additional living spaces, and a large bonus room ideal for a media room, game room, home office, workout space, or guest retreat. A generously sized family room on the lower level creates the perfect second gathering area for entertaining or multigenerational living. Step outside and enjoy the beauty of the mature landscaping, peaceful outdoor spaces, and scenic surroundings that make this property feel like a getaway every day. Residents also enjoy access to the community lake, adding even more charm and recreation opportunities to this incredible property. If you've been searching for a home with character, space, unforgettable views, and a setting that feels truly special, this one is a must-see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
8/10
Ringgold Middle SchoolGrades 6-81.8 mi
6/10
Ringgold High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Free-Standing Electric Range,Microwave
  • Laundry features: Laundry Room,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second

Family Room

  • Level: Basement

Features

  • Ceiling Fan(s),Double Vanity,Entrance Foyer,Eat-in Kitchen,Soaking Tub,Stone Counters,Walk-In Closet(s),Separate Shower,En Suite
  • Window features: Vinyl Frames
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 886
  • Finished area above ground: 2,369

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,255
  • Total interior livable area: 3,255 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0065a051
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch - Screened
  • Exterior features: None
  • Spa features: None
  • Fencing: None

Lot

  • Lot size: 1.22 Acres
  • Features: Landscaped
  • Lot size dimensions: 291 x 178

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Drought
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$175$2,100
Property Taxes $169$2,028
Electricity $316$3,794
Total$3,693$44,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,617/yr
40% on housing$110,790/yr
45% on housing$98,480/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$165
Catoosa County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$600,000
2006-09-29Sold$39,000

For Sale by Agent

AgentGinger King
BrokerageKeller Williams Realty

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