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4320 Giant Oak Dr, McHenry, IL, 60051

4beds
3baths
2,871sqft
$599,900
$209price/sqft
$4,685/moest. monthly cost
$187,400/yrincome needed

About This Home

Welcome to 4320 Giant Oak Drive in unincorporated McHenry, a spacious 4-bedroom, 2.5-bathroom home offering approximately 2,880 square feet of living space and set on a generous lot with abundant usable outdoor space and flexibility. Tucked away on a private driveway shared with just a few homes, this property offers enhanced privacy, minimal traffic, and a quiet, tucked-away setting. Inside, the home features a warm and functional layout with multiple living areas, including a comfortable family room with a fireplace, a dedicated main-level office, and an open kitchen and dining area designed for both everyday living and entertaining. The kitchen is finished with stainless steel appliances and quartz countertops, while large windows throughout fill the home with natural light and provide views of the surrounding wooded setting and abundant wildlife. Upstairs, the bedrooms are well-sized, including a spacious primary suite with ample storage. In the morning the sun rises over 200 acres of conservation which can be viewed from the Master bed. At night, the fireflies over the creek put on a natural firework show. The home also includes a heated detached garage with additional loft space above. What truly sets this property apart is its exceptional versatility. Outside, a built-in basketball hoop adds a recreational touch to the property. The garage features a loft-style upper space with standing height, offering excellent flexibility for storage, a workshop, or potential future conversion into a game room or guest space. In the backyard, a detached structure provides even more possibilities, currently used as a detached gym and office. While it does not include plumbing, it can easily function as a creative studio, or additional guest space. Overall, this beautiful home offers a rare blend of interior comfort, privacy, and multiple flexible-use spaces, giving the next owner a wide range of options to tailor the property to their lifestyle. The owners have put over $400,000 into this house thinking it would be a forever home but are now moving out of State and giving the new owners an amazing opportunity to reap the benefits of their investments.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Cotton Creek SchoolGrades PK-50.9 mi
5/10
Matthews Middle SchoolGrades 6-82.1 mi
6/10
Wauconda High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Cedar,Combination

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: Main Level,Gas Dryer Hookup,In Unit,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 252
  • Dimensions: 21X12

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 165
  • Dimensions: 15X11

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Deck

  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 150
  • Dimensions: 10X15

Family Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 288
  • Dimensions: 18X16

Features

  • Vaulted Ceiling(s),1st Floor Bedroom,Walk-In Closet(s),Open Floorplan
  • Window features: Skylight(s),Window Treatments
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,871
  • Total interior livable area: 2,871 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Country Kitchen),Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 209
  • Dimensions: 19X11

Laundry

  • Features: Window Treatments (All)
  • Level: Main
  • Area: 154
  • Dimensions: 22X7

Living Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Loft

  • Level: Second
  • Area: 384
  • Dimensions: 24X16

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full,Tub & Separate Shwr)
  • Level: Second
  • Area: 391
  • Dimensions: 23X17

Office

  • Level: Main
  • Area: 112
  • Dimensions: 16X7

Other

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1530227004
  • Special condition: None
  • Other equipment: Water-Softener Owned,TV Antenna,Ceiling Fan(s)

Features

  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Balcony,Dock
  • Has view: Yes
  • View description: Back of Property
  • Has water view: Yes
  • Water view: Back of Property
  • On waterfront: Yes
  • Waterfront features: Waterfront,Channel Front

Lot

  • Lot size: 0.91 Acres
  • Features: Dimensions to Center of Road,Irregular Lot,Water Rights,Wooded,Garden
  • Lot size dimensions: 134X257.7X27X239.9X254.68X27X101.46

Parking

  • Total spaces: 2.5
  • Parking features: Asphalt,Gravel,Heated Garage,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$303$3,636
Property Taxes $1,129$13,548
Electricity $220$2,649
Total$4,685$56,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,628/yr
40% on housing$140,550/yr
45% on housing$124,933/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 60051$201
McHenry County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 60051$188
McHenry County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$549,900
2026-08-10Price change$569,900
2026-08-04Price change$589,900
2026-07-22Price change$599,900
2026-07-14Price change$614,900
2026-06-26Listed for sale$629,900
2022-05-27Sold$305,000
2022-04-19Contingent$299,999
2022-04-15Listed for sale$299,999
1990-06-01Sold$95,000

For Sale by Agent

AgentAkos Ethan Straub
BrokerageTavola Realty

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